Benefits Representative

Overview

Insurance Benefits Representative (1099, Independent Contractor)

Location: Minnesota | Compensation: Commission + Bonuses | Schedule: Self-Managed, Full-Time Commitment

About AMBA

For over 65 years, AMBA has proudly served retired public servants by offering access to supplemental insurance benefits they may not receive through traditional retirement plans. We partner with 450+ associations across all 50 states and Canada — representing over 44 million members, including educators, first responders, veterans, healthcare workers, trade professionals, and more.

In Minnesota, AMBA is the exclusive endorsed provider for the Retired Educators Association of Minnesota , giving direct access to their members and communities.

Why Partner with AMBA

• Proven Systems: Leverage our structured processes, support, and brand reputation to grow your business.
• Leads You Can Count On: We provide leads at no cost to you through exclusive association access, but outbound calling is still a big part of the role — persistence and follow-up drive results.
• Purpose-Driven Work: Help protect the retirement and financial well-being of those who spent their careers serving others.
• Entrepreneurial Freedom: You manage your schedule, but consistent full-time effort is essential to succeed in this role.
• Comprehensive Training: From licensing support to ongoing sales coaching, product education, and business planning, our training program sets you up for long-term success — whether you're new to insurance or ready to launch your career.

What You'll Do

• Meet virtually or in person with association members to understand their needs and recommend supplemental insurance solutions.
• Educate clients through one-on-one consultations, webinars, and group presentations.
• Use a consultative sales approach to help retirees protect their health, income, and legacy — including options like Fixed Indexed Annuities for long-term retirement planning.
• Stay engaged with ongoing training, mentorship, and business planning to continuously improve your performance.

Who Thrives Here

We encourage you to apply if you have:

• An entrepreneurial mindset with a self-starter attitude
• Strong communication and relationship-building skills
• A commitment to providing exceptional service and follow-through
• A Life & Health license (or willingness to obtain — we’ll guide you through the process)
• A desire to grow your income and independence with a performance-driven model

Compensation & Perks

• Performance-based commissions with advanced payouts and lifetime vesting
• No income cap — average first-year earnings of $70K–$90K, with top agents earning $100K+
• Monthly bonuses and travel incentives to top destinations
• Ongoing sales training, onboarding, and mentorship
• You’ll have access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists committed to your success.
• Advancement opportunities in a rapidly growing national company

Ready to Take the Next Step?

Apply now to join AMBA and help retirees protect what matters most. We look forward to connecting with you!