Senior Manager, Loan Operations

Senior Manager Of Loan OperationsReady to make an impact? We're looking for a highly capable Senior Manager of Loan Operations to join our team. Your primary objective will be to optimize and modernize our loan verification process, moving from manual, touch-heavy procedures to a streamlined, automated operational workflow.In this role, you will lead, mentor, and motivate our Loan Operations teams in Phoenix and San Francisco, while also overseeing our vendor partnerships. You will champion a strategic approach to scaling our business—focusing on scaling through workflow efficiencies and process improvements rather than linear staffing growth. Reporting to the Director of Operations, you will manage operational processes, oversee key vendor relationships, and identify opportunities to integrate modern solutions to improve department-wide productivity & quality.How you'll make an impactLead the optimization of our Loan Operation workflows, identifying bottlenecks and incorporating automation to create a scalable, low-friction operation.Mentor, develop, and guide our operations team in Phoenix and San Francisco, fostering a cohesive, collaborative culture focused on execution and quality.Establish and execute plans to expand our processing capacity. Success in this role is defined by operational throughput, faster turnaround times, and strategic resource allocation rather than expanding headcount while maintaining strong loan performance.Use workflow data, pipeline metrics, and quality performance indicators to make informed operational decisionsDirectly manage verification vendor partnerships tasked with executing core internal team workflows; hold them strictly accountable to rigorous performance metrics, quality standSkills that will help you thriveExperience managing dual-site or multi-site operational processing teams.Strong track record of analyzing, mapping, and re-engineering workflows to drive automation and efficiency.7+ years of progressive operational leadership experience within financial services, FinTech, or lending, including direct experience managing other managers and distributed teams.Hands-on experience supervising outsourced vendors or external processing partners, with a heavy emphasis on metric accountability, SLA enforcement, and quality assurance.Strong operational mindset with the ability to identify, evaluate, and implement automation solutions (including AI and OCR) to address business challenges.Proven ability to use operational data to evaluate team performance, identify improvement opportunities, and make clear, data-driven decisionsAbility to communicate clearly and collaborate effectively across all levels of the organization, aligning frontline teams and presenting performance updates to department leadership.Bachelor's degree or equivalent practical experience.Extra creditHands-on experience in using or implementing AI into workflows to improve efficiency and scale processing capacity.Interview Process Our interview process is designed to be transparent, respectful, and positive. Here's what to expect:Recruiter Call: A brief screening to discuss your experience and initial questions.Hiring Manager Discussion: A conversation focusing on your management style, experience leading managers, and approach to process optimization.Department Interview: Deeper dive into technical skills and project alignment with the Hiring Manager or team member.Your roadmap to success 30-Day Plan: Integration & Baseline AuditConduct detailed 1:1 meetings with all direct and indirect reports to understand the overall team landscape, daily workflows, and core operational structures.Build strong working relationships with key cross-functional business partners internally, as well as critical third-party vendor partners externally, to understand collaborative integration points and opportunities.60-Day Plan: Operational Review & PrioritizationDevelop a deep, comprehensive understanding of our manual loan verification workflows, procedures, and systems to evaluate where friction exists.Identify key opportunities to streamline manual workflows, while simultaneously assessing and reestablishing what our standard KPI metrics should be.90-Day Plan: Strategic ExecutionImplement a solid, documented plan for measuring performance against established KPIs both internally and across external vendor partners.Drive key changes to manual workflows to ensure streamlined process improvements and identify automation opportunitiesResources to help you prosperA connected experience: We prioritize high-touch collaboration and flexibility. Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote team member, we provide the digital-first tools and intentional culture to keep you synced and supported.Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security.Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage.Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace.$87,000 - $105,000 a year Compensation details: The salary for this position is $87,000 - $105,000 annually, plus bonus and generous benefits. In determining your salary, we will consider your location, experience, and other job-related factors.About Our Operations TeamRooted in our values, Prosper's Operations team is driven by how we can improve the customer experience, always thinking there must be a better way. If you are looking for a mission driven company with a great culture, check us out! As a Prosper employee, you will have the opportunity to take ownership of your career - we offer learning opportunities and career development plans. Come join a dedicated, diverse community that will help you discover your fullest potential! Are you ready to Prosper?About UsProsper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.Prosper's flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions. Learn more at 're on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that's democratizing finance for all!Our ValuesDiversity expands opportunitiesCollaboration creates better solutionsCuriosity fuels our innovationIntegrity defines all our relationshipsExcellence leads to longevitySimplicity guides our user experienceAccountability at all levels drives results