Loan Processor**Sign-on Bonus Available**

Job Description

Job Description

About Us

Join a high‑performing, expanding $1.5B community bank with $3.2B in total assets under our care, where people, purpose, and opportunity come together to drive meaningful impact. At State Bank, we are building a culture grounded in collaboration, innovation, and integrity, while continuing to invest in our people and the communities we serve. We value individuals who take initiative, think strategically, and are committed to both personal and organizational growth. Our approach recognizes contributions and effort, supports professional development, and provides meaningful financial rewards, including the opportunity to earn up to 30% of your annual wage in quarterly incentives. In addition, we offer opportunities to grow your career within a strong, stable, and expanding organization. If you feel you have what it takes to become part of a high‑performing team of professionals and deliver regional growth goals in a competitive landscape and enjoy strong financial recognition for your leadership and work this opportunity just might be for you.

A high school diploma or equivalent, Associates Degree in business or accounting preferred.

A minimum of one (1) year of experience in related positions normally required.

• Proficient in consumer loan and commercial loan documentation.
• Proficient reading, writing, and grammar skills.
• Interpersonal relations and communicative skills.
• Moderate mathematics skills.
• Moderate computer skills and word processing skills.
• Moderate typing skills.

Performs a variety of duties to support the assigned consumer, commercial (including small business and SBA) and agricultural loan document preparation and setup functions.

Essential Duties

• Performs a variety of duties to support the assigned consumer, commercial (including small business and SBA) and agricultural loan document preparation and setup functions of which the following are illustrative:

1. Reviews appropriate checklists for compliance/accuracy
2. Interfaces with vendors as needed to obtain required documentation to close the loan, including, but not limited to, UCC search, certificate of good standing, insurance forms (property, title, etc.), Ag equipment lists and environmental checklists as needed
3. Prepares Letters of Engagement for appraisal/evaluation and tracking in Baker Hill
4. Interface with the law firm for all attorney prepared documents
5. Prepare Letter of Credit Documentation
6. Creates, transmits and revises loan documentation using loan documentation software
7. Review executed loan documents for accuracy and completeness prior to funding the loan
8. Place all holds on accounts or perfecting liens as required
9. Prepare Assignments, Satisfactions and Subordinations for real estate loans as requested.
10. Process all necessary tickets for funding of the loan and loan fees
11. Confirms funding data following loan closing
12. Follows up to gather missing documentation
13. Forwards all completed RE Appraisals/Evaluations to vendor for review
14. Provides information for, and assists in the preparation of, various reports as directed:

• Coordinates specific work tasks with other personnel within the unit or department as well as with other units and departments in order to ensure the smooth and efficient flow of information.
• Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place.
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank’s compliance with all regulatory requirements, e.g. Community Reinvestment (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
• Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate company personnel.
• Responds to inquiries relating to his/her particular area, or to requests from customers, other company personnel, etc., within given time frames and within established policy.
• Assists the immediate supervisor with various administrative tasks to support department/unit operations, as directed; may also be assigned special projects.
• Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; complies information as necessary or as directed and provides date to appropriate bank personnel.

• Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances.

• Occasionally ascends/descends stairs to move through the different floors of the location.
• Must be able to remain in a stationary position more than two-thirds of the time.
• The person in this position needs to occasionally move about inside the office to accomplish tasks.
• Occasionally adjust or move objects up to 10 pounds in all directions.
• Frequently communicates with others to exchange information.
• Constantly moves wrists, hands, and/or fingers.
• Must be able to assess the accuracy, neatness, and thoroughness of the work assigned.
• Occasionally has to work around noisy environments.
• Sedentary work that primarily involves sitting/standing.