Associate Director, Individual and Family Plan Insurance Solutions

Hi, we're Oscar. We're hiring an Associate Director, Individual and Family Plan Insurance Solutions to join our Insurance Product Development team.Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.About the roleThe Associate Director, Individual and Family Plan Insurance Solutions leads complex or multi-market IFP portfolios, owning strategic intent, design coherence, execution quality, and shared accountability for in-market performance alongside leadership. This role functions as a primary decision-maker within defined authority and a senior escalation point for complex design, filing, and execution issues.You will report into the Vice President, Insurance Product Innovation and Development.Work LocationThis is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-RemotePay TransparencyThe base pay for this role is: $163,944 - $215,176 per year in New Jersey, New York, and California. The base pay for all other locations is: $147,549 - $193,658 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.ResponsibilitiesProduct Strategy & Design LeadershipDefine product strategy and plan design direction for multiple markets or complex offeringsTranslate market strategy, enterprise priorities, and actuarial targets into executable plan designsDrive differentiated product concepts while maintaining compliance with enterprise standardsMaintain tight controls over execution timelines, dependencies, and qualityChampion innovative, market-differentiated product concepts beyond traditional benefit designLeverage quantitative and qualitative analysis to inform strategy, plan design, execution decisions and post-launch performanceEnd to End Lifecycle Execution OwnershipOversee end to end plan design and execution across assigned portfolios, including filings and launch readinessEnsure cross-market consistency where required while enabling intentional local differentiationPartner closely with Actuarial to ensure pricing, actuarial value, and benefit design are fully alignedMaintain tight control over execution timelines, dependencies, and qualityGovernance, QA & ApprovalsServe as a senior approver for plan designs, filings, and regulatory submissionsEstablish and enforce QA standards, readiness checks, and control pointsResolve complex regulatory, design, and execution issues; escalate when appropriatePost-Launch OwnershipShare accountability for live plan performance with leadership and Senior ManagersLead cross-market issue remediation, root-cause analysis, and corrective actionInstitutionalize learnings into future design and execution playbooksPeople & Stakeholder LeadershipLead Senior Managers and Managers responsible for market executionAct as a trusted thought partner to Market Directors, Actuarial, Network, and Regulatory leadersCoach teams on judgement, tradeoff management, and disciplined executionCompliance with all applicable laws and regulationsOther duties as assignedRequirements7+ years of product management experience, with deep IFP and Small Group expertise5+ years of Previous experience with health insurance product development5+ years experience across multiple markets or complex product lines3+ years making strategic judgment calls and interacting with executive leadersTravel up to 25% of the timeBonus pointsBachelor's degree or higher in business, healthcare or quantitative degreeThis is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here.At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.Pay TransparencyFinal offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.Artificial Intelligence (AI)Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.Reasonable AccommodationOscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (View email address on click.appcast.io) to make the need for an accommodation known.California ResidentsFor information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.J-18808-Ljbffr