Senior Accountant, AP - Dealer Receivables

About Aqua

Aqua Finance (Aqua) delivers flexible, consumer-friendly financing programs that help families across the U.S. bring their goals to life. From clean water solutions and home improvements to outdoor adventures, our financing options help make life’s essentials and experiences more affordable.

We’re a growing national company with values deeply rooted in our Midwestern culture — one that genuinely cares about you as an individual. We succeed when you succeed and celebrate the unique skills, perspectives, and experiences you bring to our team.

At Aqua, we say “Yes!” — to helping you succeed, to your growth, and to creating a place where you can thrive.

The Opportunity

The Senior Accountant – Dealer Receivables is responsible for accurate and timely accounting, reporting, and oversight of dealer-related receivable balances and settlement activity. This role will manage our premium recapture and ancillary products processes by designing and executing appropriate financial controls while driving automation and scalability. This position plays a key role in managing third-party relationships with vendors, dealers and working cross functionally with business partners.

Essential Functions

• Monitor and reconcile dealer receivable accounts to ensure timely and accurate financial reporting for premium recapture and ancillary products
• Implement automation and streamline the creation of dealer invoices and statements including sending and receiving invoices/ payments to ensure they are identified and applied correctly
• Partner with sales team to ensure dealer participation recapture terms are appropriate and current including updating reporting calculation logic
• Serve as the primary accounting point of contact for cross‑functional initiatives with business partners, dealers and vendors that impact financial reporting, invoicing, payments and dealer transactions
• Develop and perform monthly variance analysis and reporting for dealers and business leaders to make informed decisions
• Ensure customers are refunded for ancillary products in accordance with state regulations and properly tracked within the account
• Research and resolve discrepancies / complaints related to dealer payments
• Identify, implement and manage solutions to improve processes focused around legal and accounting regulations to ensure compliance is achieved
• Support and validate dealer disbursement activity through the Dealer Disbursement Application (DDA) through net settlement
• Translate operational or system changes into clear accounting requirements, ensuring downstream impacts are identified and addressed early
• Escalate cross‑functional risks, issues, or ambiguities promptly with clear options and recommended solutions
• May evaluate new accounting processes and perform accounting research on new business transactions to determine appropriate accounting
• Other duties as assigned by Accounting Operations Management

Required Education and Experience

• Bachelor’s degree in accounting, or commensurate work experience required
• CPA required
• 4 years of progressive experience in accounting required
• 2 years public accounting and/or internal controls experience preferred
• Proficient in the utilization of Microsoft Office Suite
• Advanced Excel skills and experience working with large data sets preferred
• Excellent reasoning and critical thinking skills
• Attention to detail and accuracy
• Ability to manage expectations in a fast-paced environment
• Excellent verbal and written communication skills

The Aqua Advantage

At Aqua, we’re committed to supporting you both at work and beyond. Our benefits, programs, and perks are designed to support your well-being, growth, and work-life balance.

• Paid Time Off — Paid time off (PTO), paid holidays, and floating holidays to support time away from work.
• Health & Insurance — Medical, dental, vision, and additional coverage options.
• Retirement Savings — Company-matched 401(k) plan to help you invest in your future.
• Professional Development — Training, career growth, and educational opportunities to support your development.
• Work-Life Balance — An emphasis on flexibility and support both inside and outside of work.
• Inclusive Culture & Community Support — Diversity and inclusion initiatives along with paid volunteer opportunities.

What to Expect

This is primarily an office-based role that requires regular use of a computer and the ability to sit for extended periods. While performing the responsibilities of this position, employees may frequently be required to sit, stand, walk, communicate verbally, hear, use vision, and handle or operate office equipment.

The employee may occasionally be required to lift, push, or pull up to 20 pounds.