Structured Trade Portfolio Monitoring Associate

• Perform ongoing monitoring of Structured Trade & Commodity Finance transactions, including Commodity Borrowing Base Facilities, Inventory Finance, Warehouse Finance, Pre-Export Finance, Receivables Purchase Programs, Receivables Finance, credit insurance-backed transactions and other structured working capital facilities
• Review and validate borrowing base certificates, collateral reports, inventory reports, warehouse reports and borrower financial information
• Monitor collateral eligibility, advance rates, reserves, dilution, concentration limits, financial covenants and reporting requirements
• Identify, investigate and elevate exceptions, covenant breaches, reporting deficiencies and emerging portfolio risks
• Review transaction documentation covering collateral structures, security packages, insurance provisions, warehouse arrangements and monitoring obligations
• Coordinate with Front Office, Credit Risk, Legal, Operations, Engineering, external collateral managers and clients to resolve monitoring issues and documentation requirements
• Support onboarding of new transactions, amendments, renewals, refinancings and portfolio transfers by implementing monitoring requirements and controls
• Prepare and maintain portfolio monitoring reports, management dashboards and evidence repositories
• Ensure timely receipt, validation and maintenance of borrower reporting and collateral information
• Contribute to standardization and continuous improvement of monitoring procedures, governance frameworks and operating controls
• Support digitalization and automation initiatives using reporting and analytical tools
• Maintain effective communication with internal stakeholders and clients

Requirements Knowledge of Structured Trade Finance, Commodity Finance or Asset-Based Lending products Understanding of borrowing base methodologies and collateral monitoring principles Ability to interpret credit agreements, security documentation and transaction structures Knowledge of inventory finance, warehouse finance, receivables finance and structured working capital solutions Financial statement analysis and covenant monitoring capabilities Advanced Microsoft Excel skills Experience with Power BI, SQL, Python, Google Apps Script or other reporting and automation tools is preferred Strong organizational and time management skills with the ability to manage multiple priorities Excellent written and verbal communication skills High attention to detail and commitment to accuracy Ability to collaborate effectively across Front Office, Risk, Operations, Legal and external stakeholders Strong sense of ownership, accountability and professionalism Continuous improvement mindset with interest in process optimization and automation Ability to work independently while contributing effectively within a collaborative team environment Fluency in English is required; proficiency in Spanish is highly valued Employment eligibility to work with BBVA in the U.S. is required; the company will not pursue visa sponsorship Core Competencies Demonstrates expertise in Structured Trade Finance and Commodity Finance, with strong capabilities in collateral monitoring, financial statement analysis, and the use of reporting tools like Power BI and SQL. Proven ability to collaborate across teams and manage multiple priorities while ensuring accuracy and compliance. #J-18808-Ljbffr Jobtailor