Financial Representative

Overview Job Title: Financial Representative (Early Career / Entry-Level) Location: Flexible / Hybrid / Remote Options Available Compensation: Activity-Based Stipend + Performance Bonuses + Long-Term Income Potential Are you early in your career and looking for a path with real income potential, professional growth, and meaningful impact? This opportunity is designed specifically for individuals who may not have a large personal network or prior industry experience—but are motivated, coachable, and ready to build a career. As a Financial Representative, you’ll help individuals and families improve their financial well-being while building your own book of business—with structured support, provided leads, and income stability as you get started. What Makes This Role Different No large network required: You’ll receive up to 80 leads per day and marketing support to help you build your client base. Own your Book of Business: From Day 1, you\'ll own your book of business! Team Effort: A Managing Associate/Team Lead will help you close deals. Get paid while you build: An activity-based stipend rewards consistent effort and progress—not just results. Clear path to growth: Structured training and mentorship help you develop into a top-performing advisor. Purpose-driven work: Help clients reduce financial stress, plan for the future, and achieve their goals. Key Responsibilities Meet with prospective clients (provided leads + self-generated opportunities) Conduct financial needs assessments and identify appropriate solutions Educate clients on financial strategies (retirement, protection, savings, etc.) Build and maintain long-term client relationships Participate in training, coaching, and team development activities Track daily activity and progress toward personal goals Compensation Structure Activity-Based Stipend: Earn consistent income based on key activities Performance Bonuses: Additional earnings tied to production milestones Commission Potential: Unlimited income based on client solutions implemented Long-Term Residual Income: Build a sustainable income stream over time through renewals Training & Support Comprehensive onboarding program (no prior experience required) Ongoing mentorship from experienced professionals Access to proven scripts, systems, and marketing tools Licensing support (where applicable) Weekly coaching and development sessions Earn required licensing (Life, SIE, Series 7 and Series 66) Who This Role Is Perfect For Early-career professionals or career changers Individuals without a large natural market or network Highly motivated, coachable, and goal-oriented individuals Strong communicators who enjoy helping others Self-starters who thrive in a flexible, performance-based environment Career Path This role is designed as a launchpad into a long-term career in financial services. With consistent effort and development, you can advance into: Managing Associate Team Leader / Managing Director Specialist Roles (retirement, wealth strategies, etc.) Why Join Us We believe talent and work ethic matter more than who you already know. If you’re willing to learn, put in the activity, and stay consistent, we provide the structure, support, and opportunity to help you succeed. #J-18808-Ljbffr Spectrum Financial Group