Underwriter, Albany

Insurance Placement ReviewerThis position is involved in the review and appraisal of applications for insurance placement. Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact.Essential Duties and Responsibilities:Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available.Evaluate the experience of a risk against the class of business under review.Evaluate the loss potential due to catastrophe, severity, and/or frequency.May rate policies or check previously rated policies for proper rating.Utilizes knowledge of automated systems to develop information for new or renewal policies.Prepares quotations for agents and answers questions from agents, policyholder, or prospects.Assists agents with comments or questions about applications and the likelihood of acceptance by the company.Reviews requests for cancellation, endorsements, etc.Reviews policies for renewal consideration.Request additional documentation necessary for the processing of an application, endorsement or cancellation.Conduct marketing visits to agents.Performs other duties as assigned.Qualifications/Requirements:Must have Producer's License.3 plus years of insurance experience.Prior exposure to insurance underwriting type activities.Basic familiarity with computers.Good oral and written communications skills.Strong analytical skills and the ability to pay attention to details.Resourceful and controlled assertive behavior characteristics.Must have demonstrated negotiation skillsTechnical knowledge of insurance coverage forms and their application to exposure.Knowledge of departmental regulations and policies.Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices.Strong interpersonal skills working with Staff and Company UnderwritersExperience in standard underwriting practices and procedures.Associated classes or courses and/or industry license, or designation.We offer a total compensation package which includes salary (range 65k-85k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More.