Manager - Credit, BRS

Job Description

BRS is seeking a detail-oriented and proactive professional to join our team as Credit Manager . In this role, the top priority will be reviewing customer financial information, assessing credit risk, and supporting sound credit decisions that protect the company while enabling profitable sales growth. The ideal candidate will bring strong financial analysis capabilities, sound judgment, and the ability to work closely with Commercial, Treasury, FP&A, and customer contacts to evaluate creditworthiness, recommend credit lines and terms, and monitor ongoing risk exposure. This position will also support the effective management of the Accounts Receivable portfolio for domestic and international customers, which could include cash forecasting. The Credit Manager will report to the Senior Manager - BRS Credit. Responsibilities include, but are not limited to:
Key Responsibilities

• Review and analyze customer financial statements, interim financials, borrowing base data, trade and bank references, and other relevant information to assess credit risk
• Evaluate customer liquidity, leverage, profitability, cash flow, and payment performance to support credit decisions
• Recommend credit limits, payment terms, and risk mitigation strategies based on financial analysis and business considerations
• Monitor existing accounts for changes in financial condition, payment trends, and industry developments; escalate concerns as appropriate
• Partner with Commercial teams to onboard new customers, resolve credit issues, and support growth while maintaining disciplined risk management
• Support management of the accounts receivable portfolio, including collections follow-up and coordination with internal stakeholders
• Investigate and resolve discrepancies and deductions through collaboration with internal stakeholders
• Assist Cash & Banking functions as needed for BRS/BR2 accounts
• Participate in process improvement initiatives, system enhancements, and credit-related reporting and forecasting

Qualifications:

• Bachelor's degree in business administration, or equivalent experience, with a concentration in Accounting or Finance is a plus.
• 10+ years' experience in industrial trade credit.
• Strong analytical skills and financial analysis background.
• Excellent communication skills (written, oral and presentation).
• Ability to work well with internal and external customers.

Proficiency in Microsoft Office Suite (Excel, WORD, Power Point). Experience with ERP systems (Oracle, Great Plains, etc.) and reporting tools (Oracle Analytics Cloud, Power BI) is preferred.

Company Overview

Since 1901, U. S. Steel has been a recognized leader in steel production. Today, as the first North American steel company to have declared a 2050 net-zero greenhouse gas emissions goal, we remain as innovative as ever, leading transformation across our industry while continuing to make products for everyday life - from industries as far ranging as automotive, construction, containers and packaging, appliances, and energy.

Underneath it all is our Culture of Caring, which shows up in our community partnerships, charitable contributions, company-sponsored employee volunteer initiatives, scholarship programs, leadership training, and much more. And of course, it takes shape in a steadfast commitment to safety first in our workplaces and respect for our employees, who are United by Steel.

We are honored to have earned accolades and awards from well-regarded organizations, including the following:

• Ethisphere's World's Most Ethical Companies® 2022, '23, '24
• Disability: IN's Best Places to Work for Disability Inclusion 2021, '22, '23, '24
• Human Rights Campaign Foundation's Equality 100 Award 2020, '21, '22, '23-24, '25
• Military Times' Best for Vets: Employers 2023, '24

Conducting business with integrity and with the highest ethical values has underpinned U. S. Steel's success for over 100 years, and it remains critical to our company's success in the future. U. S. Steel is an Equal Opportunity Employer. It is our policy to provide equal employment opportunity (EEO) according to job qualifications without discrimination on the basis of race, color, religion, ancestry, national origin, age, genetics, sexual orientation, sex, gender identity, disability status or status as a protected Veteran or any other legally protected group status. (California residents may visit regarding collection of personal information and U. S. Steel's privacy practices.)

Competency Summary

At U. S. Steel all employees are expected to display the following core competencies every day to advance corporate, team and individual goals:

Think: Think Critically and Drive Change
Lead: Develop Talent and Collaborate
Do: Empower Performance and Deliver Results