Mortgage Loan Originator

Job Details: Job Location: Maite Member Center (HQ) - Maite, GU, Position Type: Full Time, Salary Range: Undisclosed, Key Responsibilities: Reviews mortgage loan applications and interviews applicants to obtain and verify required information Analyzes borrower financial information, credit history, and property evaluations to determine loan feasibility and make or recommend lending decisions Communicates with applicants, creditors, and internal departments to resolve questions and application issues Ensures loan documentation is complete, accurate, and compliant with applicable policies, procedures, regulations, and secondary market requirements Identifies lending opportunities and recommends appropriate loan and credit union products and services Collaborates with processors and other department personnel to facilitate timely loan processing and closing Performs related lending functions, including escrow analysis and data entry Maintains accuracy and confidentiality while following established lending and underwriting practices Provides professional, responsive member service and supports team objectives Performs other duties as assigned Qualifications: High school diploma or GED required Two (2) to six (6) years of mortgage underwriting experience in a full-service financial institution; or equivalent combination of education, training, and experience Strong knowledge of mortgage lending, underwriting, credit analysis, and real estate lending practices Excellent attention to detail, communication, organization, and problem-solving skills Ability to analyze financial and credit information and exercise sound judgment Knowledge of applicable lending regulations, policies, procedures, and secondary market requirements Ability to manage multiple applications and meet established processing timelines Ability to maintain confidentiality and work effectively in a team environment Commitment to exceptional member service and professional conduct #J-18808-Ljbffr