Executive Director, CRE Credit Loss Forecasting & Stress Testing

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new, emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking creatively, challenging the status quo, and striving to be best‑in‑class. We are looking for an Executive Director in the Stress Testing team to influence wholesale credit loan loss estimation and collaborate with Corporate & Investment Bank risk executives and stakeholders across the firm to articulate methodology assumptions and forecast outcomes within quarterly allowance and stress testing exercises. Job Responsibilities Contribute to a diverse, talented, and global team that plays an integral role in multiple Risk and Finance firm‑wide programs. Stay up to date on the latest risk‑related news and trends across the financial services industry, markets, politics, and anticipate potential impacts on the firm. Think creatively, challenge the status quo, and deliver enhancements across a multitude of strategic objectives impacting the CIB risk team. Gain exposure to firm‑wide stakeholders within Risk, Finance, and front office. Oversee exposure at a portfolio level across HFI, HFS, and FVO, monitoring trends and changes in the portfolio, large deals, limit utilization, across various property types and metrics. Review top‑level and loan‑level detailed allowance and stress testing results for reasonability and accuracy. Exercise analytical skills to assess risks and support the estimation of qualitative loan loss reserves, considering management’s judgment of industry and portfolio‑specific data and capturing emerging and/or idiosyncratic risks. Calculate, analyze, and communicate modeling behaviors and parameters (including Probability of Default, Loss Given Default, Exposure at Default, and Rating Migration) and how these translate into loss estimates. Develop a deep understanding of the allowance and stress testing estimation processes and inform methodology across our BAU stress scenarios (Credit Stress Framework), CECL, IFRS 9, and CCAR forecasting exercises. Support portfolio trend and sensitivity analysis to various macroeconomic scenarios, portfolio "what‑if" stresses, and assumption changes. Prepare and present materials to senior management and other firm‑wide stakeholders, adapting messages to different audiences. Required Qualifications, Capabilities and Skills Bachelor’s degree in Business, Finance, Accounting, or a related field. 10+ years’ experience within the financial services industry. Strong familiarity with Commercial Real Estate (CRE) loans and lending‑related commitments. Knowledge of CECL and IFRS 9 credit loss accounting standards. Knowledge of the CCAR regulatory framework and stress testing. Strong analytical skills in wholesale loan loss forecasting and stress testing frameworks. Demonstrated ability to work across diverse groups to understand issue drivers and business requirements while collaborating with partners to build consensus and execute agreed plans. Excellent leadership skills to drive and initiate change within your team. Experience with data analysis and manipulation through analytical tool sets (e.g., Tableau, Python). Preferred Qualifications, Capabilities and Skills Experience with intelligent solution tools (e.g., Alteryx), LLMs, Tableau, XL. Equal Opportunity Employer JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. #J-18808-Ljbffr