Senior Compliance Analyst

Redwood Credit Union is seeking a Senior Compliance Analyst who will proactively identify and evaluate risks and controls, complete regulatory compliance analysis and research, identify issues and/or areas for improvement, and work with management to develop action plans to mitigate risks and correct issues. The role works independently with broad discretion, provides guidance and leadership to team members, and plans, organizes, and performs compliance activities and projects. Key Responsibilities Compliance: Review and analyze regulatory and legal changes affecting financial institutions to determine applicability and impact to RCU. Research regulatory/legal questions for other departments as assigned. Present analysis and findings to RCU management. Work with RCU departments to implement legal requirements and ensure changes to products, services, and processes comply with applicable legal requirements. Create and manage compliance programs and training programs. Oversee activities of Compliance Analyst(s) as assigned by Compliance Manager. Prepare revisions to Credit Union disclosures. Prepare written reports and analysis for Compliance management. Assist on projects, exams, audits, and other tasks as assigned. Provide excellent service to members and internal clients. Manage projects required to implement regulatory and legal changes, including setting project goals, coordinating efforts between multiple departments, and monitoring for effectiveness. Identify and mitigate risks to the line of business, including compliance, business continuity, and internal controls. RCU Services Group Compliance: Research and advise RCUSG Management on CUSO governance requirements. Review and analyze regulatory and legal changes affecting insurance agencies and vehicle broker/dealers to determine applicability and impact to RCU Services Group. Present analysis and findings to RCU and RCU Services Group Management. Work with RCUSG Management to implement legal requirements and ensure changes to products, services, and processes comply with applicable legal requirements. Create and manage RCU Services Group compliance programs and training programs. Prepare revisions to RCU Services Group disclosures. Prepare written reports and analysis for RCU Services Group Management. Manage projects required to implement regulatory and legal changes, including setting project goals, coordinating efforts between multiple departments, and monitoring for effectiveness. Administer RCU Services Group licensing process to ensure all corporate and employee licenses are properly maintained. Administer annual RCU Services Group reporting. Establish goals and work plans for RCU Services Group compliance. Prepare compliance reports as needed for RCU Services Group Board. Audit/Admin: Collect and prepare information for both internal and external audits. Act as liaison with external compliance auditors. Document audit procedures performed or coordinated/supported. Maintain audit work papers and documentation.Develop and monitor remediation plans resulting from any deficiencies identified in audits. Administer compliance testing program and monitor result status. Complete status reports and maintain records of time usage. Support RCU governance activities. Attend training as designated by Compliance Manager. Minimum Qualification: Knowledge, Skills and Abilities Comprehensive knowledge of laws, regulations, principles, and processes related to financial institutions. Strong analytical/problem solving, communication, organizational and interpersonal skills. Insight and judgment to initiate timely and appropriate action. Meticulous attention to detail. Proficient skill in operating a PC and using Microsoft Office software. Ability to oversee work processes and provide guidance and mentorship to junior team members. Ability to communicate complex ideas effectively, both verbally and in writing. Ability to establish and maintain effective working relationships with diverse groups of people. Effective research and reporting on complex legal issues. Ability to organize, coordinate and prioritize a variety of activities simultaneously. Act independently and confidentially, using discretion and tact. Distinguish and manage confidential material and information. Work in a team environment while performing work independently. Licenses and Certifications Compliance Officer Certification (NCCO, CUCE, or equivalent) is required. The ideal candidate has a combination of education and experience equivalent to a bachelor’s degree in business, pre‑law, or related discipline, with a minimum of six years’ experience in the financial services industry, regulatory compliance, insurance industry, financial institution internal audit, or risk management. Compensation Base starting range: $97,864.00 to $128,941.00 annually, commensurate with experience. Benefits Competitive medical, dental, and vision insurance with mental health offerings. Employee performance incentive plan. Salary advancement – merit increase based on performance. 401(k) program with employer match. Paid time off, including 11 company holidays and birthday off. Other benefits such as a comprehensive total rewards package. Employee discounts on loans and financing options. Physical Requirements Attend off‑site conferences, including travel by car or air. Stand, bend, stoop, sit, walk, twist, and turn. Lift up to 15 pounds occasionally. Use a computer keyboard and calculator. Work environment is indoors, mostly sitting at a desk. Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position. We are an Equal Opportunity Employer. #J-18808-Ljbffr