Loan Officer

Job DescriptionJob DescriptionDescription: Extraordinary Commercial Loan Officer Wanted!Are you driven to help people and businesses succeed? Do you thrive on solving challenges and building lasting relationships? Are you naturally curious and eager to grow? If so, you might be exactly who we’re looking for at Dream First Bank. Why Dream First Bank?At Dream First Bank, we’re not just bankers—we’re partners in progress. Our commitment goes beyond transactions; we empower customers, support local businesses, and invest in our communities.We make a difference. Our Vision is simple: Every Life We Touch is Improved. We do this by providing solutions that matter, offering personalized service, and going the extra mile to help our customers and employees succeed.We take culture seriously. We hold ourselves and each other accountable for making this a great place to work—because when we’re at our best, our customers are too.We celebrate real success. Whether it’s helping a first-time business owner secure their dream loan, recognizing a teammate’s achievement, or supporting local initiatives, we take the time to acknowledge and appreciate meaningful impact.We’re recognized for excellence.We’re the only bank in our state to earn the Banky Award™, a mark of distinction for outstanding customer service, company culture, and community impact. Who We’re Looking ForWe’re looking for motivated individuals with: A track record of success in sales, service, or relationship-driven roles A strong sense of curiosity and attentiveness The ability to solve problems and offer smart financial solutions A positive attitude and a drive to keep learningA bachelor’s degree and banking experience are preferred but not required—we’ll train the right person who has the determination to excel. Ready to Make an Impact?If this sounds like the opportunity you’ve been waiting for, apply now! Submit your resume along with three sentences explaining why you’re the best candidate for this role.Requirements: The Commercial Loan Officer is responsible for developing and managing commercial banking relationships by providing financing solutions that help businesses grow and succeed. This role focuses on business development, portfolio management, credit analysis, and delivering exceptional customer experiences.Successful candidates are relationship-driven professionals who enjoy networking, solving problems, and becoming trusted advisors within their communities. Essential ResponsibilitiesDevelop new commercial banking relationships through networking, referrals, community involvement, and business development activitiesManage and grow an existing portfolio of commercial clientsAnalyze financial statements, tax returns, and business performance to identify lending opportunities and assess riskStructure commercial loan requests and present recommendations for approvalMaintain strong knowledge of commercial loan products, treasury management solutions, and other bank servicesMonitor loan portfolio performance, including renewals, exceptions, and past duesWork collaboratively with credit, operations, treasury management, and retail teams to deliver comprehensive solutionsProvide responsive, relationship-focused service that creates long-term customer loyaltyStay informed on market trends, economic conditions, and industry developmentsRepresent the bank professionally through community involvement and local networking opportunitiesEnsure compliance with all banking regulations, policies, and procedures