Commercial Loan Underwriter

Credit Management TraineeThe CED Credit Management Trainee program is designed to develop future leaders in financial management. Over the course of 12 to 24 months, trainees will work closely with experienced Credit Managers to gain a comprehensive understanding of financial management. Trainees will learn to balance risk and reward to maximize profitability while working alongside CED Managers. The program includes in-depth hands-on exposure to CED's financial processes, customer interactions, construction law, and strategic decision-making across multiple locations. Upon successful completion, trainees will be positioned to relocate to take on the role of Credit Manager.ABOUT CED: Consolidated Electrical Distributors, Inc. (CED) is a business-to-business (B2B) electrical distributor focused on providing top-notch service, integrity, and reliability to our customers. Since 1957, CED has been a steady presence in the growing electrical industry. Dedication to these core values has fueled consistent growth and success, making CED a trusted partner for businesses everywhere. The Credit Department is key in helping locations make smart financial decisions.Reports To:Credit ManagerMinimum Qualifications:Bachelor's degree in a Business-related fieldStrong interest in working within a customer oriented environmentWillingness and ability to relocate within the United States after completing trainingEssential Job Functions:Gain comprehensive knowledge of CED's financial operations and the electrical wholesaling industryParticipate in customer visits to understand client needs and build relationshipsDevelop a thorough understanding of construction laws and their impact on the businessWork on real projects and make meaningful contributions to the credit departmentCollaborate with different teams to ensure sound financial decisions across various locationsAnalyze credit data and financial statements to determine the degree of risk involved in extending creditMonitor and manage accounts receivable to ensure timely collection of paymentsDevelop and implement strategies for credit risk management and mitigationAssist in the development and enforcement of credit policies and proceduresDevelop payment plans and long-term financial goals for customers, ensuring accountability through regular follow-ups and maintaining open, constructive communicationConduct periodic reviews of existing customer accounts to ensure compliance with credit termsCompensation:The following additional compensation may be applicable for this position:Profit SharingInsurance - Medical, Dental, Vision Care for full-time positionsDisability InsuranceLife Insurance401(k)Paid Sick LeavePaid HolidaysPaid VacationHealth Savings Account (HSA) and matchingTeledocPaid Pregnancy & New Parent LeaveCED is an Equal Opportunity Employer - Disability | Veteran