Commercial Lease Underwriter

Overview Four Stars Finance (a D&M Company) is seeking a Commercial Lease Underwriter to manage the end-to-end process of commercial financing, including relationship building, underwriting, contracting, funding, and post‑funding support. This role requires strong commercial equipment finance industry knowledge, analytical skills, attention to detail, and the ability to collaborate effectively with lenders as well as sales teams, ensuring accurate and timely execution of deals. Key Responsibilities Relationship Management: Build and maintain strong relationships with lending partners, sales staff, and internal teams. Relationship Management: Develop proficiency in each lender’s program from submission through funding. Underwriting: Support Fleet Account Sales Managers in underwriting commercial leasing credit requests for new and existing clients across the U.S. Underwriting: Analyze personal and business credit profiles, including guarantors and co‑borrowers. Underwriting: Review and interpret financial statements for government and commercial customers; perform trend analysis and assess repayment capacity. Underwriting: Spread financial statements and prepare opportunity memos/write‑ups for lender presentation. Underwriting: Verify customer good standing, officers, authorized signers, and ownership. Underwriting: Rehash deals with lenders and structure leasing solutions. Contracting: Prepare and review contracts with high accuracy. Contracting: Provide quality control support for team members’ contracts. Funding: Submit completed funding packages to lenders accurately and efficiently. Funding: Ensure quick funding turnaround times and monitor contracts in transit. Funding: Support team members with quality control on funding documentation. Funding: Follow up on funding items needed from fleet managers/sales agents. Process Improvement: Recommend changes to processes to achieve greater efficiency. Process Improvement: Continuously identify and implement improvements to internal procedures, including: Production reporting Quoting and printing systems Funding procedures Lender procedures Qualifications Bachelor’s degree in Finance or Accounting (preferred). Minimum of 3–5 years in a commercial equipment finance or commercial underwriting role. Auto Leasing or Commercial Leasing knowledge is a plus. High sense of urgency and ability to work in a fast‑paced environment. Self‑motivated, goal‑oriented, and enthusiastic presence in a team environment. Strong knowledge of commercial lending and lease finance products. Excellent analytical skills, including the ability to assess financial statements, cash flow, industry trends, and projections. Strong organizational skills, attention to detail, and ability to meet deadlines. Effective written and verbal communication skills. Ability to work independently and collaboratively within a team. Professional appearance and reliable work ethic. Salary and Location The anticipated salary range for this position is $75,000–$90,000. This role will be onsite in our Fort Worth or Addison office, Monday‑Friday 9‑6pm. Benefits Medical, Dental, Vision, 401(k) (with annual employer contribution) Employer‑paid Life Insurance Voluntary Life Insurance Short Term & Long Term Disability Flexible Spending Account (FSA) Dependent Care Reimbursement Account Accident & Hospital Plan Critical Illness Plans PTO after orientation period #J-18808-Ljbffr