Underwriter

Inside UnderwriterThe Inside Underwriter executes underwriting activities in a structured environment by evaluating risk, applying carrier guidelines, and placing business within binding authority and brokerage markets. This role supports new and renewal production by underwriting business, solving coverage issues, and ensuring compliance with internal and carrier standards. The core function of this role centers on efficient underwriting execution, risk evaluation, and supporting business growth within defined authority and pricing parameters.Key ResponsibilitiesUnderwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelinesManage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levelsNegotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategyResolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agentsMonitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelinesSupport production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environmentEducation and ExperienceBachelor's degree or relevant insurance designation preferredExperience within underwriting or brokering specialty or E&S insurance productsExperience expectations increase across the career path, with progression toward broader authority, complex risk evaluation, and independent decision-makingCertifications, Licenses, RegistrationsAppropriate state-specific insurance license required. Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression.Functional SkillsStrong understanding of underwriting principles, risk evaluation, and policy structureAbility to independently analyze insurance risks and determine appropriate terms and conditionsKnowledge of binding authority guidelines and market placement strategiesStrong problem-solving skills with ability to resolve complex coverage and underwriting issuesEffective communication and relationship management skills with carriers and agentsAbility to manage high-volume underwriting workflows with accuracy and efficiencyGeneral Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being – physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify