Commercial Loan Portfolio Manager

Job Description

Job Description

Job Title: Commercial Loan Portfolio Manager

Location (City, State): DFW, Texas

Work Schedule: Hybrid, M – F

Type of Employment: Direct Hire

Compensation: $75,000 - $90,000 / year

Industry: Banking / Financial Services

Benefits: This position is eligible for a competitive benefits package, including medical, dental, vision, paid time off, retirement savings options, and other employer-sponsored benefits.

Job Description

Addison Group is partnering with our client to identify an experienced Commercial Loan Portfolio Manager. This position is responsible for overseeing a portfolio of commercial lending relationships, evaluating credit quality, monitoring portfolio performance, and helping ensure compliance with internal lending standards and regulatory requirements. The ideal candidate has a strong background in commercial credit analysis, portfolio management, and risk assessment, with the ability to collaborate across teams while supporting sound lending practices.

Key Responsibilities

• Oversee an assigned portfolio of commercial loans, monitoring overall credit quality and portfolio performance.
• Maintain accurate risk assessments and recommend updates based on financial performance or changing business conditions.
• Partner with relationship managers to support renewals, modifications, and other servicing needs for existing credit relationships.
• Evaluate loan structures, terms, and covenant requirements to promote effective risk management.
• Track borrower financial reporting and covenant compliance, following up as needed to obtain required information.
• Maintain organized and accurate loan documentation while supporting regulatory and internal audit requirements.
• Monitor higher-risk relationships, recommend appropriate action plans, and assist in managing challenged credits.
• Collaborate with internal departments to support efficient loan administration and portfolio management.
• Contribute to process improvements that enhance reporting accuracy, operational efficiency, and portfolio oversight.
• Provide guidance and support to team members on commercial credit analysis and portfolio management best practices.

Qualifications

• Bachelor's degree
• Five or more years of experience in commercial lending, credit analysis, or commercial loan portfolio management.
• Strong ability to analyze business financial statements and evaluate commercial credit risk.
• Working knowledge of commercial lending products, including commercial real estate and commercial & industrial lending.
• Experience interpreting loan documentation, monitoring financial covenants, and managing portfolio risk.
• Experience supporting complex or higher-risk commercial credit relationships is preferred.

Addison Group is an Equal Opportunity Employer. Addison Group provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. Addison Group complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. Reasonable accommodation is available for qualified individuals with disabilities, upon request.