Commercial Loan Officer
$120k - $160kgpac
Commercial Loan Officer
Build relationships. Grow your portfolio. Make a local impact.
An established community bank serving Southwest Michigan is seeking experienced Commercial Loan Officers—one in St. Joseph and one in Portage. This opportunity is ideal for a relationship-driven lender who brings strong credit skills, proven business-development results and a commitment to the local business community.
Key Responsibilities
- Generate new commercial lending business through prospecting, referrals and local networking.
- Structure and close commercial real estate, C&I, equipment financing and business lines of credit.
- Partner with credit analysts to evaluate financial statements, cash flow, collateral and repayment capacity.
- Prepare financing proposals and present credit recommendations for approval within bank policy.
- Manage a commercial portfolio, including renewals, modifications, ongoing credit reviews and problem-loan resolution.
- Expand client relationships through deposit growth and treasury-management referrals while representing the bank in the community.
Qualifications & Education
- 5+ years of direct commercial lending experience required; 7–10+ years preferred, with demonstrated loan origination and portfolio-management responsibility.
- Bachelor's degree in finance, accounting or business required; advanced degree preferred.
- Proven ability to generate new commercial business, supported by measurable production results.
- Strong credit analysis, underwriting and loan-structuring skills, including CRE experience and meaningful C&I exposure.
- Excellent communication, negotiation and relationship-management skills, with the ability to work independently.
- Must be local to the St. Joseph or Portage area; established business relationships and referral networks are strongly preferred.
Why Consider This Opportunity?
- Competitive base salary of $120,000–$160,000, based on relevant experience and demonstrated results.
- Opportunity to develop lasting relationships with Southwest Michigan business owners.
- Broad commercial lending responsibilities, from business development through closing and portfolio management.
- A visible role contributing to the bank's local growth and community presence.
Your next chapter could begin with one confidential conversation.
Send your résumé directly to Caroline Larkin at View email address on click.appcast.io with the subject line "Commercial Loan Officer – St. Joseph" or "Commercial Loan Officer – Portage."
Vacancy posted 13 hours ago
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