Lead Software Engineer - BaaS

Lead Software Engineer

We're looking for talented professionals to join us in bringing smart money management and payment solutions to everyone's fingertips.

This position is classified as structured hybrid, with an expectation of a minimum of three (3) days per week working in the office and flexibility to work remotely on the remaining days. On-site expectations may evolve over time to support business needs, with clear communication provided in advance.

Job Description

Location Requirement: This position is open only to candidates who currently reside in one of the following approved locations:

New York, NY; Birmingham, AL; Miami, FL; Tampa, FL; Blue Ash or Cincinnati, OH; or Los Angeles, CA

Job Summary

We are seeking a highly skilled and motivated Lead Software Engineer to join our BaaS team, supporting partner onboarding and BaaS platform enhancement initiatives. This role will be instrumental in building and supporting scalable, secure, and high-performance systems that enable embedded financial services across our partner ecosystem.

Key Responsibilities

1. Lead the design and development of APIs and microservices that support BaaS onboarding and partner integration.
2. Collaborate with product managers, architects, and other engineering teams to define technical requirements and deliver robust solutions.
3. Drive engineering excellence through code reviews, mentoring, and best practices in CI/CD, testing, and observability.
4. Ensure compliance with SLA standards and contribute to the development of monitoring and alerting systems.
5. Lead incident response and root cause analysis to improve system reliability.
6. Drive architectural decisions and long-term technical strategy for BaaS platform, including generating documentation around architectural and design options analysis and decisions.
7. Champion emerging technologies evaluation and adoption.
8. Refactor and extend the existing codebase to fix defects and add features/functionality
9. Create systems that are durable and flexible by developing for change – favor configurability over customization.

Required Qualifications

• 7+ years of experience in software engineering, with at least 2 years in a technical leadership role.
• Strong portfolio of work showing experience developing secure and standards-compliant code across multiple platforms.
• Fluent in several of the following languages/platforms/libraries: C#,.NET, SQL, and hands-on experience with cloud platforms (Azure native services such as APIM, Azure SQL, Cosmos DB and Key Vault), container technologies, and caching frameworks.
• Deep understanding of RESTful API design, OAuth2, and OpenAPI specifications.
• Familiarity with event-driven (Service Bus, Event Hubs) and microservice based architecture patterns.
• Hands-on experience with leveraging and implementing observability dashboards and platforms (Datadog, Grafana).
• Ability to handle a fast-paced environment for iterative project turnarounds on mission & revenue critical, customer-facing applications
• Deep knowledge in Git, DevOps, Agile Scrum, and security best practices in financial services and compliance standards (PCI DSS, SOC 2).

Preferred Qualifications

• Prior experience in fintech or embedded finance platforms.
• Familiarity with partner onboarding workflows and SLA management.
• Contributions to open-source projects or technical publications.

Ability to work in the U.S. without sponsorship Ability to meet the location requirement outlined above

Position Type: Regular

Pay Range: The targeted base salary for this position is $139,900 to $199,300 per year. The final compensation will be determined by a number of factors such as qualifications, expertise, and the candidate's geographical location.

We're Here to Support You—Accommodations Upon Request

Green Dot is committed to providing an inclusive and accessible hiring experience for all candidates. If you require a reasonable accommodation during any part of the application or interview process, we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential.

Work Authorization Requirement

At Green Dot Corporation, we value diversity and strive for fair and inclusive hiring practices. However, we are currently unable to offer visa sponsorship. All applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment, without the need for current or future sponsorship.

Important Notice on Application Accuracy

We value integrity in our hiring process. Please ensure that all information provided in your resume and application is accurate and authentic. Submissions found to be fraudulent or misleading will result in disqualification from consideration, and any offers extended may be rescinded.