Credit Analyst

Credit Analyst

Oklahoma City, OK

Onsite Position

BancFirst Tower, Downtown Oklahoma City

100 N. Broadway Avenue, OKC 73102
Full Time

SUMMARY

Provide support to senior banking staff in the on-going credit evaluation of existing and prospective customers, including Commercial & Industrial and Investment Real Estate. The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria. The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Preparing relationship, collateral, loan agreement compliance and profitability summaries

Preparing industry research

Preparing financial analysis memorandums

Preparing loan memorandums

Attending loan committee meeting to include presentation of credit requests

Attending weekly sales meetings

Research, identification and development of prospects

Making customer and prospect calls

Developing information requests for credit and/or deposit and treasury service opportunities

Preparing term sheets for credit requests

Regular and consistent attendance and punctuality are essential functions of this position

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

REQUIREMENTS

Bachelor's degree in Finance or Accounting


Strong communication skills, both verbal and written

Demonstrates an understanding of credit management, credit operations and commercial lending

Ability to perform in a highly sensitive environment and maintain confidentiality

High level of attention to detail, with strong problem solving and organization skills

PHYSICAL REQUIREMENTS

Constant use of computer screens and reading of reports

Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile

Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear


Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials

Ability to lift and/or move and carry 10 pounds

Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $15 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
EOE - BancFirst is an Equal Opportunity employer.

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