Mortgage Loan Originator

Our Benefits

• Competitive Pay with Commissions
• 11 Paid Holidays
• 200% 401(k) Match up to 5%
• Medical Plans with a $5.00 Employee Only Per Pay Period Plan
• Dental, Vision, Short-Term Disability Insurance
• Hospital and Accident Indemnity Plans
• Employer paid Basic Life and AD&D Insurance
• Employer paid Long-Term Disability Insurance
• Flexible Spending Accounts- Medical and Dependent Care
• Tuition/ Educational Assistance
• Employee Perks and Discounts

Communication Federal Credit Union has proudly served its members for over 85 years and has been ranked #1 Credit Union in Oklahoma by multiple sources in recent years. We remain committed to our local communities, providing financial education, and supporting local organizations.

We're passionate about the credit union philosophy of "People Helping People" and empower our team members to deliver on that promise. Our culture encourages trust, collaboration, and communication enabling each of our employees to have a meaningful impact on our organization and in the communities we serve.

POSITION SUMMARY:

Join a professional team working to locate prospective borrowers and procuring mortgage loans in accordance with credit union guidelines. The Mortgage Loan Originator responds to inquiries and conducts interviews for loan applicants, evaluating credit and providing guidance through the process. Responsible for applicable mechanical components such as ordering appraisals, scheduling closings, etc.

Who You Are

• Knowledge of mortgage terminology, processes and procedures, including real estate regulatory compliance.
• Professional and well-developed communication skills to work cooperatively with others.
• Excellent attention to detail and accuracy required. Must be self-motivated, analytical and detail oriented.
• Effectively organize and prioritize tasks, meet numerous deadlines and adaptable to workflow changes.
• Intermediate to Advanced mathematical skills.

What You Will Do

• Develop and maintain successful relationships as recurring source of referrals for mortgage lending opportunities. May visit real estate offices, make cold calls, attend industry events and build a network of professional contacts.
• Respond to mortgage inquiries generated from various sources such as web application, email, walk-in or phone call.
• Exercise cross-sell opportunities based on qualifying techniques related to financial status, credit, etc.
• Evaluate mortgage loan applications for creditworthiness, making quality decisions in timely manner.
• Submit and process applications according to accepted underwriting policies, practices, and procedures.
• Collect data to calculate payment information and prepare TRID disclosures.
• Review mortgage files for accurate completion and compliance standards; file maintenance on mortgage loans.
• Prepare, process, and organize mortgage files for submission to underwriting.

Education and Experience

• Requires registration as MLO with Nationwide Mortgage Licensing System (NMLS) and Registry; initial registration required immediately upon hire.
• Minimum 2-3 years of experience in mortgage lending or related profession.
• Proven Sales success preferred.
• HS Graduate required; Associates or Bachelors Degree preferred.