Senior Java Engineer - Markets Financing Technology

Role Overview

We are seeking a highly motivated Senior Java Programmer Analyst to join the Markets Technology team supporting Financing and Securitization, with a primary focus on Commercial Real Estate. This role goes beyond development execution-you will help design and build core platforms that support a critical, revenue-generating business.

You will be expected to take ownership of your work, contribute to technical decisions, explore new technologies, and continuously improve how we deliver solutions.

Key Responsibilities

Application Development

• Design, develop, test, and deploy scalable, high-performance Java applications using modern frameworks and microservices architecture.

• Build and enhance platforms supporting Commercial Real Estate financing and securitization.

Technical Ownership

• Own the full development lifecycle, including analysis, design, development, testing, implementation, and ongoing production support.

• Conduct feasibility assessments, estimate effort, and plan technical solutions aligned to business needs.

Problem Solving & Innovation

• Proactively identify opportunities for improvement within systems, workflows, and technology choices.

• Analyze complex business and technical problems and recommend thoughtful, effective solutions.

• Apply curiosity and sound judgment to challenge existing approaches and improve outcomes.

Security & Risk Awareness

• Design and implement appropriate security controls throughout the application lifecycle.

• Consider operational and reputational risk in all technical decisions, protecting client data and firm assets.

Collaboration & Leadership

• Serve as a Java and application-development subject matter expert.

• Partner with business users and technology teams to resolve complex issues and recommend advanced solutions.

• Provide guidance and mentorship to junior developers when appropriate.

• Contribute to defining and improving development standards, processes, and best practices.

Qualifications

Experience & Technical Skills

• 5-8 years of professional software development experience with a strong emphasis on Java.

• Deep proficiency in Java (8+) and familiarity with the broader Java ecosystem.

• Hands-on experience with Spring (Spring Boot, Spring MVC, Spring Security).

• Experience designing and implementing enterprise applications; microservices architecture preferred.

• Exposure to containerization and cloud platforms (Docker, Kubernetes, AWS, GCP, or Azure).

Mindset & Working Style

• Self-starter who operates effectively with limited supervision and exercises independent judgment.

• Strong problem-solving skills with the ability to manage shifting priorities and deadlines.

• Demonstrated curiosity and commitment to learning new technologies and approaches.

Domain Knowledge (Preferred)

• Experience in, or strong interest in learning, capital markets, financing, fixed income, or securitization-particularly within commercial real estate.

Education

• Bachelor's degree or equivalent practical experience.

This role description reflects the primary responsibilities of the position but is not intended to be all-inclusive. Additional duties may be assigned as needed.

Job Family Group:

Technology

Job Family:

Applications Development

Time Type:

Full time

Primary Location:

Jersey City New Jersey United States

Primary Location Full Time Salary Range:

$121,200.00 - $181,800.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

Apr 16, 2026

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi ( .

View Citi's EEO Policy Statement ( and the Know Your Rights ( poster.

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.