Director of Underwriting
Vaco Charlotte
Our client, a highly respected and well-established organization, is seeking an experienced Director of Underwriting to join their growing team. This is an excellent opportunity for a senior underwriting professional with a strong background in lease financing and structured credit transactions who is looking to join a collaborative, employee-focused culture.
This hybrid opportunity offers the chance to work alongside an experienced and supportive leadership team within an organization known for stability, strong market reputation, and long-term employee retention. The ideal candidate will bring deep underwriting expertise, sound credit judgment, and the ability to thrive in a fast-paced, relationship-driven environment.
Key Responsibilities
- Lead underwriting and transaction evaluation activities for prospective financing opportunities, ensuring analyses are thorough, timely, and aligned with internal risk standards.
- Support structuring discussions by assessing collateral quality, borrower creditworthiness, and transaction viability while coordinating with internal compliance stakeholders on onboarding and regulatory requirements.
- Oversee transactions throughout the approval lifecycle, maintaining active management of deal flow to ensure complete and accurate investment memoranda and approvals.
- Conduct detailed financial and operational due diligence through direct engagement with clients, advisors, and finance teams to identify key risks and performance drivers.
- Partner cross-functionally with legal, accounting, and operational teams to facilitate documentation, closing, and funding activities while ensuring all conditions and approvals are properly satisfied.
- Evaluate and enhance internal execution processes to improve operational efficiency, transaction turnaround times, and overall client experience.
- Provide ongoing updates and market insight to senior leadership regarding portfolio opportunities, transaction developments, and industry trends.
- Bachelor's degree required with approximately 7 years of experience in commercial underwriting, specialty finance, structured lending, or secured credit environments.
- Strong analytical background with experience evaluating corporate and individual financial statements, cash flow performance, leverage metrics, and profitability trends.
- Demonstrated experience underwriting a variety of secured lending transactions and participating in financing documentation and negotiations.
- Ability to make sound decisions in fast-paced environments while balancing prudent risk assessment with commercial objectives.
- Strong communication and interpersonal skills with experience collaborating across risk, operations, legal, and executive leadership teams.
- Advanced proficiency with Microsoft Office applications, particularly Excel and PowerPoint, with adaptability to new technologies and systems.
Vaco by Highspring is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law.
Vaco by Highspring and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco by Highspring and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact View email address on click.appcast.io .
Vaco by Highspring also wants all applicants to know their rights that workplace discrimination is illegal .
By submitting to this position, you agree that you will be giving Vaco by Highspring the exclusive right to present your as a candidate for the foregoing employment opportunity. You further agree that you have represented information about yourself accurately and have not affirmatively misrepresented your qualifications. You also agree to maintain as confidential, to the fullest extent permitted by law, any information you learn from Vaco by Highspring about the position and you will limit disclosure of information about the position only to the extent necessary to perform any obligations in furtherance of your application. In exchange, Vaco by Highspring agrees to exercise reasonable efforts to represent you through all solicitation, job screening and resume dispersal. Privacy Notice
Vaco by Highspring and its parents, affiliates, and subsidiaries ("we," "our," or "Vaco by Highspring") respects your privacy and are committed to providing transparent notice of our policies.
- California residents may access Vaco by Highspring HR Notice at Collection for California Applicants and Employees here .
- Virginia residents may access our state specific policies here .
- Residents of all other states may access our policies here .
- Canadian residents may access our policies in English here and in French here .
- Residents of countries governed by GDPR may access our policies here .
Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to:
- the individual's skill sets, experience and training;
- licensure and certification requirements;
- office location and other geographic considerations;
- other business and organizational needs.
With that said, as required by local law, Vaco by Highspring believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses.
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