Mortgage Servicing Property Preservation and Post Sale Specialist

Job Description

Job Description

The Post Sale and Property Preservation Specialist is responsible for managing mortgage loans after foreclosure sale through final resolution, including title transfer, claims processing, conveyance, and REO transition, as well as managing and overseeing the maintenance, inspection, and preservation of properties within a mortgage servicing portfolio—primarily defaulted, delinquent, or foreclosed assets. This role ensures all properties are secured, maintained to investor and regulatory standards, and protected against deterioration or loss in value. They are also ensuring all post-sale activities are completed accurately, timely, and in compliance with investor, insurer, and regulatory requirements. The specialist works cross-functionally to minimize losses and ensure proper asset disposition.

• Manage a pipeline of loans from foreclosure sale through final resolution (conveyance, third-party sale, or REO transfer)

• Review foreclosure sale results and ensure accurate system updates and milestone tracking

• Coordinate and monitor property preservation activities including inspections, securing, winterization, repairs, and maintenance

• Review vendor reports, photos, and invoices for accuracy, quality, and compliance with guidelines

• Coordinate deed recording, title transfer, and document execution with attorneys and vendors

• Ensure timely conveyance of properties to investors/insurers or transfer to REO departments

• Prepare, submit, and track claims in accordance with guidelines from Fannie Mae, Freddie Mac, FHA, and VA

• Review expenses, advances, and fees for allowability and reimbursement eligibility

• Monitor timelines for post-sale actions such as redemption periods, eviction referrals, and property preservation

• Coordinate with internal teams including Foreclosure, Bankruptcy, Claims, and REO/Asset Management

• Identify risks related to property condition, code violations, or hazards and initiate corrective actions

• Communicate with field service vendors to issue work orders, resolve deficiencies, and ensure timely completion of tasks

• Audit property condition reports and preservation actions to ensure cost-effectiveness and necessity

• Handle title issues, curative actions, and exceptions that may delay conveyance or claim filing

• Respond to investor audits, quality control reviews, and regulatory inquiries

• Maintain accurate servicing system documentation and ensure data integrity

• Identify and escalate delays, risks, or compliance concerns

• This is a full-time, office-based position in a modern, cozy environment in our Troy, MI office.

• Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM, promoting a healthy work-life balance.

• Bachelor’s degree in Business, Finance, or related field (or equivalent experience)

• 2–3+ years of experience in mortgage servicing, property preservation, default servicing, or post-foreclosure operations

• Strong knowledge of post-sale processes including conveyance, claims, REO, and eviction timelines

• Familiarity with investor/insurer guidelines (Fannie Mae, Freddie Mac, FHA, VA)

• Understanding of title, deed recording, and property transfer processes

• Strong attention to detail and ability to analyze reports and photographic evidence

• Strong analytical, organizational, and time management skills

• Ability to manage high-volume pipelines with strict deadlines

• Proficiency in mortgage servicing platforms (e.g., MSP/Black Knight) and Microsoft Office (Excel, Word, Outlook)

Preferred Qualifications:

• Experience with claims systems and reimbursement processes

• Knowledge of property preservation and eviction processes

• Exposure to compliance audits and investor reporting

• Certification through Mortgage Bankers Association or similar

• Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.

• Growth Path: Defined paid training and clear pathways for career development.

• Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).

  Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.

  Our Recruitment team will reach out to you shortly!

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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.