BSA AML/CFT Transaction Analyst

**Candidate must reside in PA or OH to be Telecommuting Eligible.

Responsible for analysis of suspicious activity, including referrals from internal sources and client and transactional activity identified through BSA/AML system(s) and reports. Provides assistance in conducting investigations of suspicious activity and completion of required documentation. Responsible for reviewing and correcting Currency Transaction Report and Monetary Instrument Log information collected by FSC employees. Reviews possible matches related to the Office of Foreign Assets Control Specially Designated Nationals list, FinCEN 314(a) program, and similar list searches. Strict adherence to BSA AML/CFT regulations and internal policy and procedures governing oversight, document retention and accurate and timely regulatory reporting. Participatesin all internal and external BSA AML/CFT audits and examinations. Responsible for the review and investigation of system and/or reports to detect potential BSA/AML violations. The position requires strong attention to detail, comprehension of technical regulatory requirements in order to file error-free reports and review potential list matches, and the consistent and accurate use of specific BSA AML/CFT risk management software. Familiarity with FCB Teller processes and software will be beneficial. Requires absolute confidentiality. Engages in first line of defense risk identification and reporting.

Essential Job Responsibilities

1. Analyzes suspicious activity referrals from all business lines of the company, as well as third parties and law enforcement.

2. Assists in conducting suspicious activity investigations, using discretion in elevating concerns to appropriate levels of personnel, preparing SAR's, and maintaining documentation.


3. Provides ongoing monitoring of suspicious accounts. Investigates cash (and other transactions such as checks, wires and ACH) transactions and complete SARs. Completes and maintains case files for all activity in accordance with prescribed retention practices.

4. Monitors client transactions and account activity to ensure that company remains in compliance with BSA AML/CFT regulatory requirements.


5. Monitors currency transaction report and monetary instrument log data collected by Financial Service Center employees; prepare CTRs for filing.

6. Carries out the annual CTR exemption review process.

7. Responds to search results for the Office of Foreign Assets Control, Section 314(a), and similar lists.

8. Participates in all internal and external BSA audits and examinations, while insuring that no violations of law or repeat findings from previous audits or examinations occur.


9. Responsible for the review and necessary investigation of output from any systems, reports or processes used to detect activity/transaction/data governed by BSA and AML regulations.


Bona Fide Occupational Qualifications

1. Bachelor's. degree in Business, Finance, Criminology or related field, or equivalent experience required.


2. A minimum of 1 year previous banking experience required, preferably compliance or fraud related and involved with client transactions, and a basic knowledge of BSA/AML.

3. Proficient interpersonal skills so as to work effectively with clients, employees, regulatory officials and law enforcement regarding BSA/AML issues.

4. Requires a valid driver's license and ability to travel as necessary/needed within FCB's regional banking network.

5. Proficient reading, writing, and grammar skills; proficient analytical and mathematical skills; proficient communicative and interpersonal relations skills.

6. Ability to comply with established budgets and operate within budgetary constraints.

7. May be eligible for Telecommuting

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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