Financial Services Representative

Department: Commercial Banking

Reports to: Senior Commercial Banker

Supervises: None

Status: Full-Time / Exempt / Hybrid

Must already be authorized to work in the United States. Relocation is not provided.

Partners Bank is a growing community bank with operations in Maine and New Hampshire that has established superior service level expectations. We offer competitive compensation and generous benefits while fostering opportunities for growth and flexible work schedules when appropriate.

Summary for the Commercial Banker III:

• Commercial Banking Business development role
• Manage a portfolio of Commercial Banking relationships
• Generate loan and deposit balance growth through opportunities with existing customers, prospective customers and referral generation from COI network

Job Requirements for the Commercial Banker III:

• Bachelor’s degree in business, finance or related field.
• Ten or more years of experience as a Commercial Banker
• The ability to develop and manage a portfolio of up to $100MM
• Knowledge of commercial lending policies and procedures.
• Knowledge of lending services and related areas.
• Good managerial, communication and business development skills.

Specific Job Functions for the Commercial Banker III:

• Analyze the credit history of applicants and determines their loan repayment capabilities.
• Negotiate credit terms, such as costs, loan repayment methods and collateral specifications.
• Develop and maintain interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
• Evaluate potential and existing customer loan requests and makes loan recommendations to leadership.
• Review new laws and regulations that influence business lending within Partners Bank and makes recommendations to leadership as necessary.
• Consistently generate new business opportunities in both loan and deposits.
• Make policy and procedure recommendations as needed.
• Consistent and regular Community involvement to promote bank brand, products and services, etc. i.e.: Rotary, Kiwanis, Chamber of Commerce, etc.

This Job Description for the Commercial Banker III describes the essential functions and qualifications of the job described. It is not an exhaustive statement of all the duties, responsibilities, or qualifications of the job. This document is not intended to exclude modifications consistent with providing reasonable accommodations for a disability. This is not a contract.

Your signature will indicate that you have read this Job Description and understand the essential functions and qualifications for the job.

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