Credit & Portfolio Analyst II

If you are looking for a career at a dynamic company with a people-first mindset and a deep culture of growth and autonomy, ACV is the right place for you! Competitive compensation packages and learning and development opportunities, ACV has what you need to advance to the next level in your career. We will continue to raise the bar every day by investing in our people and technology to help our customers succeed. We hire people who share our passion, bring innovative ideas to the table, and enjoy a collaborative atmosphere.

Who we are: ACV is a technology company that has revolutionized how dealers buy and sell cars online. We are transforming the automotive industry. ACV Auctions Inc. (ACV), has applied innovation and user-designed, data driven applications and solutions. We are building the most trusted and efficient digital marketplace with data solutions for sourcing, selling and managing used vehicles with transparency and comprehensive insights that were once unimaginable. We are disruptors of the industry and we want you to join us on our journey. At ACV we focus on the Health, Physical, Financial, Social and Emotional Wellness of our Teammates and, to support this, we offer:

Multiple medical plans including a high deductible, low cost health plan Company-sponsored (paid) Short-Term Disability, Long-Term Disability, and Life Insurance Comprehensive optional benefits such as Dental, Vision, Supplemental Life/AD&D, Legal/ID Protection, and Accident and Critical Illness Insurance Generous paid time off options, including uncapped vacation days, the greater of 3 paid sick days or in accordance with the applicable state or local paid sick leave law, 6 paid company holidays, 2 floating holidays, parental leave, bereavement leave, jury duty leave, voting leave, and other forms of paid leave as required by applicable law or regulation Employee Stock Purchase Program with additional opportunities to earn stock in the Company Retirement planning through the Company’s 401(k) Who we are looking for: The Analyst II, Credit & Portfolio supports the Floorplan Portfolio Division with the assignment, management, and analysis of the portfolio in adherence to ACV Capital’s Policies. This role will have an in-depth knowledge of floorplan account management and leverage their knowledge to continuously improve the proactive portfolio management process under a moderate level of supervision. Reporting directly to the Senior Manager, Credit & Portfolio Management, the Analyst II, Credit & Portfolio will collaborate with a variety of departments and cross-functional teams within the organization. What you will do: Actively and consistently support all efforts to simplify and enhance the customer experience. Review and assess floorplan accounts for potential risk by utilizing rubric according to business score, credit score, and other varying factors. Use systems to gather data and metrics to support assessments. Prepare, review, and submit documents required to secure floorplan accounts, including PMSI and UCC filings. Develop and implement solutions for continuous improvement in analysis, auditing, and managing risk related to floorplan portfolios. Maintain knowledge of financial best practices and federal, state, and local regulations as they apply to Floorplans and financing. Collect on daily NSF accounts. Prepare demand for payment letters on default accounts. Review and assess audit findings. Make recommendations for correction and risk mitigation. Submit default accounts to third-party collection agencies and/or to the Auction Insurance Agency. Gather and distill data to provide analysis of risk exposure and mitigation to management and internal stakeholders. Verify dealer documentation accuracy, including financial statements and supplemental records necessary for filing. Perform additional duties as assigned. What you will need: Preferred – Bachelor’s Degree in business, finance, or accounting. 5 years industry or related experience. Ability to read, write, speak, and understand English. Working knowledge of all ACV Auctions products and services. Working knowledge in various inventory finance software programs. Experience using a CRM software (preferably Salesforce). Experience in Risk & Loss mitigation. Prior work experience in the Auto Financial Service industry is preferred. Knowledge of automotive operations and/or auction experience preferred. #LI-HT1 #Ind123KW Our Values Trust & Transparency | People First | Positive Experiences | Calm Persistence | Never Settling

At ACV, we are committed to an inclusive culture in which every individual is welcomed and empowered to celebrate their true selves. We achieve this by fostering a work environment of acceptance and understanding that is free from discrimination. ACV is committed to being an equal opportunity employer regardless of sex, race, creed, color, religion, marital status, national origin, age, pregnancy, sexual orientation, gender, gender identity, gender expression, genetic information, disability, military status, status as a veteran, or any other protected characteristic. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires reasonable accommodation, please let us know. For information on our collection and use of your personal information, please see our Privacy Notice. No immigration or work visa sponsorship provided for this position. Compensation

: The compensation range for this position is listed in the "Job Details" section at the bottom of this posting. Please note that final compensation will be determined based upon the applicant's relevant experience, skill set, location, business needs, market demands, and other factors as permitted by law.