Mortgage Servicing Specialist

Benefits Competitive pay, robust incentive programs, 401k matching, Mortgage and Auto Loan discounts 4 weeks minimum paid time off work, work anniversary paid time off, 11 paid holidays and 8 hours paid volunteer time off. Medical, Dental and vision plans with FSA option. (Employee Only Premiums for Dental and Vision are 100% Credit Union covered). 100% Credit Union Paid Short-Term and Long-Term Disability and Life Insurance Employee Assistance Program Undergraduate and Graduate Tuition Reimbursement In-depth New Employee Orientation showcasing Credit Union Values and Vision A Think Big culture dedicated to performance excellence and continual growth Position Summary The Mortgage Servicing Specialist I is responsible for conducting the essential functions of Mortgage Servicing. This position must effectively demonstrate the core values of the Credit Union. Essential Functions Completes daily Mortgage Close-out (Processes and Reconcile Daily Settlements): Batch payments, reconcile payment exceptions, clear payoffs escrow disbursements. Create afternoon ACH file and process daily insurance premiums. Process and complete general mortgage servicing functions, such as mortgage payments/reversals, mortgage loan onboarding, mortgage payoff quotes/requests, manual insurance and tax disbursements, Mortgage Verification, and Satisfaction of Mortgage, insurance claims, adding or removal of escrow (insurance and tax payments). Performs scheduled weekly/monthly servicing functions, such as: Late notices, Credit Reporting, Upload Payee Insurance Code file for vendor, Address payment exceptions (unapplied balances and loans paid ahead), PMI batch posting and PMI Cancellations. Monitors and responds to department email/fax, tickets, and online messages. Takes continuing education classes, training for personal/career development and required Credit Union courses. Participates in department huddles, meetings, projects, engagement activities, and community service. Performs other job-related duties as assigned. Reports To Mortgage Servicing Manager Required Education and Experience High School Diploma Preferred: AA Degree or higher in Business, or related field preferred. Certification in Mortgage Servicing Field. One year to three (1-3) years of similar or related experience. Additional Skills Experience with Microsoft Office applications such as: Word, Excel Power Point, Team’s, and Outlook. Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act. Work Environment This role is currently supported by a hybrid working environment, combining in-office and remote work. Work arrangements are subject to change and may be adjusted at any time to meet business or operational needs. Physical Requirements Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10lbs of force occasionally to life, carry, push, pull, or move objects. Position Type / Expected Hours of Work Full-Time/40 hours per week Classification Non-Exempt Other Duties Please note this job description is not a comprehensive list of activities, duties or responsibilities that are required in this position. Duties, responsibilities and activities may change at any time with or without notice. #J-18808-Ljbffr USF Credit Union