Loan Ops Post Closing Review Specialist - Remote in FL, GA, AL, SC, NC, VA, TX, CO

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES Responsible for the post-closing review of new, renewed, and modified consumer, commercial, and complex commercial loans. Types of complex commercial loans, include but are not limited to, ARC Loans, Syndications, Participations, Energy, Oil & Gas, Water Stock, Mineral Rights, Franchise Lending, Equipment Finance, Asset Based Lending, etc. This process includes a review of the documentation to ensure documentation and collateral perfection requirements have been met in order to perfect the Bank's position and security interest; to validate that the loan was closed as approved with the proper authority; confirmation of specific policy and regulatory compliance; and the entry of any defects identified through the review. Ensure that production deadlines and SLAs and that an important level of accuracy is maintained; assist with special initiatives and projects. ESSENTIAL FUNCTIONS Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Review executed loan documentation for new, renewed, and modified Consumer, Commercial and Complex loans to ensure all required documents are provided and in compliance with bank policies and federal and state regulations. Determine FHLB/ FRB coding. Update and maintain collateral data within the core system(s) for Consumer, Commercial and Complex Commercial loans. Enter missing/inaccurate loan document exceptions using the internal exception tracking system (ETS). Maintain knowledge of current lending policies, procedures, and regulations; stays abreast of variations in laws across state boundaries; attends and completes all necessary training. Remain up to date on all documentation, regulatory, and lien perfection requirements in order to ensure loan quality. Responsible for organizational integrity and business ethics as it relates to this position. Perform other job duties and special projects, as assigned. Cross Training duties included for all of Loan Operations functions. Ensure compliance with SouthState Bank Code of Business Conduct and Ethics and other operating policies and procedures. Completes compliance training, adheres to all anti-money laundering guidelines and procedures, and all regulatory requirements. The duties and responsibilities listed above may be revised at any time within the sole discretion of SouthState Bank without advance notice to or the consent of the employee. COMPETENCIES High degree of comprehension and retention is a must; ability to work effectively both independently and within a team environment; high degree of accuracy and attention to detail; ability to communicate effectively (both orally and in writing); excellent organizational and analytical skills a must; Ability to handle confidential information (customers and employees); ability to adjust to a changing environment; ability to work under pressure and meet deadlines; flexibility in work schedule during peak production period is critical in this position. Qualifications, Education, and Certification Requirements Education: High School graduate or equivalent; Bachelor’s degree preferred Experience: Must be knowledgeable in loan documentation and post-closing functions to include consumer, commercial and complex commercial loans. A minimum of 2 years’ experience in a loan documentation role, to include LaserPro and Attorney Prepared loans, or in a Loan Operations role is preferred. Experience with AFS Visions and Fiserv systems software is preferred. Certifications/Specific Knowledge: Proficient with Office products including Microsoft Word and Excel with the ability to create and manage spreadsheets. TRAINING REQUIREMENTS/CLASSES Annual Compliance Training. Fiserv training as needed to perform specific tasks. AFS Vision training as needed to perform specific tasks. LaserPro/DecisionPro/nCino Training. New Employee Orientation. ETS-Exception Tracking System PHYSICAL DEMANDS This position requires a large amount of time in front of a computer. Must be able to sit for long periods of time. Must be able to effectively access and interpret information via various computer systems, documents, and reports. WORK ENVIRONMENT This position is a remote position, and you must have a secure home office environment that is free from background noise and distractions. Must also have a reliable, private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Requirements are subject to change, as new systems and technology is delivered. However, this position can be located in the Charleston or Winter Haven Operation Centers which will be a cubicle environment. Travel may be required for training, meetings, etc., as needed. In accordance with Colorado and Virginia law: Pay for this position is anticipated to be between $41,094.00 - $61,641.00 , actual offers to be determined based on applicant’s skills, experience and education. While the anticipated deadline for the job posting is 08-12-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans. Our business model supports the unique character of the communities we serve and encourages decision making by the banker that is closest to the customer. We think and act like owners and measure success over entire economic cycles. We prioritize soundness before short-term profitability and growth.