Loan Ops Post Closing Review Specialist

Role Description

Responsible for the post-closing review of new, renewed, and modified consumer, commercial, and complex commercial loans. Types of complex commercial loans include but are not limited to:

• ARC Loans
• Syndications
• Participations
• Energy
• Oil & Gas
• Water Stock
• Mineral Rights
• Franchise Lending
• Equipment Finance
• Asset Based Lending

This process includes a review of the documentation to ensure documentation and collateral perfection requirements have been met in order to perfect the Bank's position and security interest; to validate that the loan was closed as approved with the proper authority; confirmation of specific policy and regulatory compliance; and the entry of any defects identified through the review. Ensure that production deadlines and SLAs are met and that an important level of accuracy is maintained; assist with special initiatives and projects.

Qualifications

• High School graduate or equivalent; Bachelor’s degree preferred
• Must be knowledgeable in loan documentation and post-closing functions to include consumer, commercial and complex commercial loans
• A minimum of 2 years’ experience in a loan documentation role, to include LaserPro and Attorney Prepared loans, or in a Loan Operations role is preferred
• Experience with AFS Visions and Fiserv systems software is preferred
• Proficient with Office products including Microsoft Word and Excel with the ability to create and manage spreadsheets

Requirements

• Review executed loan documentation for new, renewed, and modified Consumer, Commercial and Complex loans to ensure all required documents are provided and in compliance with bank policies and federal and state regulations
• Determine FHLB/FRB coding
• Update and maintain collateral data within the core system(s) for Consumer, Commercial and Complex Commercial loans
• Enter missing/inaccurate loan document exceptions using the internal exception tracking system (ETS)
• Maintain knowledge of current lending policies, procedures, and regulations; stays abreast of variations in laws across state boundaries; attends and completes all necessary training
• Remain up to date on all documentation, regulatory, and lien perfection requirements in order to ensure loan quality
• Responsible for organizational integrity and business ethics as it relates to this position
• Perform other job duties and special projects, as assigned
• Cross Training duties included for all of Loan Operations functions
• Ensure compliance with SouthState Bank Code of Business Conduct and Ethics and other operating policies and procedures
• Completes compliance training, adheres to all anti-money laundering guidelines and procedures, and all regulatory requirements

Benefits

• Equal Opportunity Employer, including disabled/veterans