Mortgage Loan Officer - Houston

Overview We are seeking a dynamic Mortgage Loan Officer who will be responsible for promoting products and services while developing and maintaining a quality referral network of business and personal relationships in the greater Houston metropolitan area. The right candidate will have a sense of urgency, excellent time management skills, the ability to improve operational efficiency through thoughtful process improvement, and a strong commitment to delivering best in class service. What You Will Do The core responsibility is to increase residential mortgage loan production by soliciting members or non-members as you meet the department’s new loan application and funding goals. Offer retail mortgage loan products and cross-sell financial products and services as needed by the member, including depository accounts to existing or potential members. Continuously seek opportunities through outside sales activities to increase loan growth and revenue. Assist in the qualification of applicants for appropriate mortgage loan products based on underwriting guidelines. Obtain pertinent information to process loan applications and ensure data and documents are accurately entered into the loan origination system (LOS). Work closely with loan processors and the loan department to ensure a complete and quality loan package. Educate applicants on available products and other loan alternatives while cross selling to meet members\' needs. Negotiate loan terms while providing the necessary disclosures in accordance with Reg Z and RESPA. Communicate loan conditions and status directly to applicant and associated Real Estate agents. Complete timely follow-up on all leads and pending loan applications to ensure expected turnaround time, meeting established department service level agreements (SLAs). Provide the highest level of service by promptly responding to member needs in a professional, friendly, and respectful manner. Develop business relationships with key organizations and network groups. Support department business development goals through effective calling efforts on prospects. Monitor market conditions while making recommendations for new products and services. Conduct Real Estate training and home buying seminars. Some travel may be required. Requirements Bachelor’s degree in business or related field or related experience Three years of progressive experience in a related position Understanding of related legal and regulatory requirements Maintain a valid driver’s license, current auto insurance and NMLS registration Strong organizational and time management skills Ability to prioritize effectively, working in a fast-paced environment Strong oral and written communication skills, including ease in presenting information to a group Bi-Lingual (Spanish speaking) preferred PC skills: Word, Excel, Microsoft Office Pay The base pay range for this position is: $31– $38 hourly Perks Competitive pay, (base, commissions, and incentives) Subsidized health care including medical, dental and vision FSA and HSA; Company-Paid Life and A&D insurance Discounts on loans (must be a member) Paid Vacation, Holiday, and Sick time 401k Retirement Saving Plan with a 6% safe harbor employer match Educational Assistance Program and more Equal Opportunity Employer – Veteran / Disabled Drug-free workplace #J-18808-Ljbffr Premier America Credit Union