Data Architect (Credit Risk)

Job Location: New York City (Hybrid) (Local Only)

Job Type – Contract

Job Description

We are seeking a highly skilled and experienced application Engineer and Data Architect to join our dynamic Credit Risk Capital IT team within Credit Risk Technology Group. As a Senior resource, you will play a crucial role in designing, implementing, and maintaining the application and infrastructure for Credit Risk Capital.

Job Responsibilities and Requirements

• Lead architecture/technical design discussion considering industry standard technologies and practice, support production operation and resolve production issues as a senior developer in Credit Risk application team
• Design and implement batch and ad-hoc data pipelines with the Medallion Lakehouse architecture using modern cloud data engineering patterns, primarily in Databricks
• Build and maintain ingestion flows from upstream systems into object storage (e.g., S3/ADLS) using formats such as Parquet, including partitioning, z-ordering and schema evolution
• Integrate with external XVA / risk engines, implement orchestration logic to manage long-running external computations
• Model and optimize risk measures (like EPE, PFE) for efficient query and consumption by BI tools, notebooks, and downstream applications
• Ensure platform reliability, observability, security (IAM roles, OIDC/Bearer-token auth, encryption) and auditability.
• Contribute to API design for internal consumers and external services (versioning, error handling, SLAs). Be efficient at documenting.

Required Qualifications, Skills and Capabilities

• Work experience of 12-15 years as an application developer
• AWS Certified Cloud Practitioner (or equivalent certification; level to be confirmed)
• Proficient in REST API development using but not limited to Django / Flask / FastAPI etc.
• Strong domain expertise in Credit Risk and Counterparty Risk
• Expert-level proficiency in Python including PySpark / Spark for data engineering and analytics
• Hands-on experience with Azure Databricks , including Medallion Architecture - Lakehouse
• Solid understanding of SQL, including joins, unions, stored procedures, and query optimization
• Familiarity with front‑end and back‑end development (experience is a plus)
• In-depth knowledge of CI/CD pipelines using Git, Jenkins, and Azure DevOps
• Exposure to technical architecture design (experience is a plus)
• Experience in creating product specifications, architecture diagram and design documents
• Proven experience in Agile software development using JIRA, Confluence, and Zephyr
• Strong communication skills—able to convey complex ideas clearly and concisely
• Highly collaborative team player with a proactive, self‑starter mindset
• Demonstrated ability to learn new technologies quickly
• Passionate about coding, development and continuous improvement