Senior Credit Analyst

Senior Credit Analyst Seeking a credit professional to evaluate commercial borrowers, assess financial risk, and support lending decisions. This role will analyze financial data, determine creditworthiness, and collaborate with internal stakeholders to support portfolio growth and risk management initiatives. Responsibilities Review credit profiles, financial statements, tax returns, bank statements, and related documentation Assess cash flow, repayment capacity, and overall credit risk Recommend lending decisions, funding levels, and financing structures Prepare credit analyses and risk summaries to support underwriting decisions Partner with internal teams to evaluate complex transactions and ensure adherence to credit guidelines Communicate with borrowers and stakeholders to obtain information and clarify financial details Monitor industry trends and emerging risk factors Support enhancements to credit processes, policies, and lending programs Qualifications Bachelor's degree in Finance, Accounting, Business, Economics, or related field 2+ years of experience in credit analysis, underwriting, commercial lending, or financial analysis Strong understanding of financial statements, cash flow analysis, and risk assessment Advanced Excel skills and experience with CRM or lending platforms preferred Excellent analytical, communication, and problem-solving abilities Ability to manage multiple priorities in a fast-paced environment Detail-oriented with strong judgment and decision-making skills EEO Notice Vaco by Highspring is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law. Vaco by Highspring and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco by Highspring and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact View email address on click.appcast.io . Pay Transparency Notice Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual's skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. With that said, as required by local law, Vaco by Highspring believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses. #J-18808-Ljbffr