Senior Credit Analyst

Senior Credit Analyst Overview Seeking a credit professional to evaluate commercial borrowers, assess financial risk, and support lending decisions. This role will analyze financial data, determine creditworthiness, and collaborate with internal stakeholders to support portfolio growth and risk management initiatives. Responsibilities Review credit profiles, financial statements, tax returns, bank statements, and related documentation Assess cash flow, repayment capacity, and overall credit risk Recommend lending decisions, funding levels, and financing structures Prepare credit analyses and risk summaries to support underwriting decisions Partner with internal teams to evaluate complex transactions and ensure adherence to credit guidelines Communicate with borrowers and stakeholders to obtain information and clarify financial details Monitor industry trends and emerging risk factors Support enhancements to credit processes, policies, and lending programs Qualifications Bachelor's degree in Finance, Accounting, Business, Economics, or related field 2+ years of experience in credit analysis, underwriting, commercial lending, or financial analysis Strong understanding of financial statements, cash flow analysis, and risk assessment Advanced Excel skills and experience with CRM or lending platforms preferred Excellent analytical, communication, and problem‑solving abilities Ability to manage multiple priorities in a fast‑paced environment Detail‑oriented with strong judgment and decision‑making skills #J-18808-Ljbffr