Loan Processor
US Realty & Mortgage Inc
Job Description
Job Description
LOOKING FOR PART-TIME TO FULL TIME. NOT A REMOTE JOB! Willing to drive to Whittier, CA daily.
We are looking for a HIGH ENERGY, DETAILED and reliable Loan Processor to individual loans. You will undertake an intermediary role between wholesale lenders and our inside team. We are looking for qualified applicants to process loans in a timely manner with outstanding customer service, writing and phone skills. Loan processor duties and responsibilities will include analysis of the loan file from initial opening to drawing loan documents for final docs and everything in between.
Responsibilities
- Perform initial review of the loan file
- Collect and package the loan file for submission to the underwriter
- Document the file and reach out to all participants for updated documents (Credit/income/Assets/Insurance/etc.)
- Obtain loan applications daily
- Edit application, or input application through Point and download to Automated Underwriting System (Desktop Underwriter) and run credit to obtain pre-approval
- Document borrower information provided in application
- Submit file to underwriter for Pre-Approval
- Notify Loan Originator (Loan Advisor, A-List, or Loan Consultant) regarding prequalification, requirements, and decision (approval, counteroffer, denial)
- Obtain all conditions required from borrower (i.e. income documentation, assets/bank statements, purchase contract and escrow instructions if purchase transaction)
- Analyze all forms of income documentation
- Send preapproval letter to borrower upon request
- Maintain open communication with the borrower or Loan Originator
Skills
- Be able to work in an office
- Proven 3-5 year working experience in a loan processor role
- Good knowledge of Calyx software and MS Office
- Comprehension of direct/indirect lending procedures
- In-depth understanding of relevant rules and regulations
- Excellent communication and sales skills
- Balance between customer satisfaction orientation and a results driven approach
Job Type: Part Time to Full-time as business picks up
\nCompany DescriptionWe are a Real Estate Firm and Mortgage Company. Please call Elizabeth @ View phone number on ziprecruiter.com or email resume to View email address on ziprecruiter.com
Company Description
We are a Real Estate Firm and Mortgage Company. Please call Elizabeth @ View phone number on ziprecruiter.com or email resume to View email address on ziprecruiter.com
$60k - $75k
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