Mortgage Loan Officer

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in North Carolina which could include Raleigh‑Durham, Wilmington, Charlotte, Winston‑Salem, Greensboro area. PNC is an in‑office company that fosters a supportive culture where employees can thrive and achieve balance. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages a portfolio of customer relationships; seeks prospective opportunities to retain and/or develop new clients; responsible for sales calls. Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance; manages customer pipeline for efficiency. Collaborates with internal and external stakeholders to complete mortgage transactions. Collects and analyzes customer financial information for multifaceted and/or complex borrowers. Roles and Expectations Customer Focused – Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk – Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Preferred Skills Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentation, Innovation, Mortgages, Sales Competencies Customer Experience Management, Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products, Sales Tasks And Activities, Scheduling Work and Activities, Selling Work Experience Roles at this level typically require a university/college degree with less than 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job‑specific certification(s), and experience (including military service) may be considered. Education No degree required. Certifications and Licenses No required certification(s). Candidates will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations. Benefits Medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options Employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; backup child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. Paid time off including maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless required by law; 15 to 25 vacation days each year, depending on career level; years of service. Full‑time and part‑time benefits available via pncthrive.com. Equal Employment Opportunity PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act and the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 and/or FINRA, which prohibit the hiring of individuals with certain criminal history. #J-18808-Ljbffr Fairygodboss