Sr Analyst Commercial Credit

Job Description This is a senior analyst position within Pilot Energy’s Houston, TX, credit department supporting our marketing and supply businesses. Responsible for evaluating potential counterparties’ creditworthiness; establishing credit approval criteria and limits for counterparties; maintaining a list of all approved counterparties; monitoring credit exposures and counterparty credit standing; approval, management, and mitigation within approved limits and escalation of any limit exceedances to the appropriate levels of Pilot credit department leadership as defined within the Pilot Energy credit risk management policy. Responsible for the onboarding of external legal entities, including, counterparts, marketing, terminal, storage, and pipeline facilities, carriers, brokers, and vendors in line with the onboarding policies and procedures. In coordination with credit department leadership & finance team, ensure exposures are maintained within approved limits under the credit policy. Act as credit analyst mentor in coordination with credit department leadership to ensure a disciplined credit process related to relevant business line. Run point on specific strategic initiatives as directed by credit department leadership. Credit analyst mentor in coordination with credit department leadership in the completion of credit scoring, analysis, and reviews in support of credit limit approval process in line with the credit policy. Plan, implement and maintain in coordination with credit leadership the credit and collateral system of record including, counterpart information, contacts and onboarding documentation, credit ratings, parent guarantees, letters of credit, family hierarchies, and credit insurance. Build reporting layouts within the credit system to manage daily credit tasks as well as periodic commercial and senior management reporting in coordination with credit department leadership. Ensure all credit activities comply with rules, regulations, policies, laws, and procedures. Model behaviors that support the company’s common purpose; ensure guests and team members are supported at the highest level. Complete other duties as assigned. Qualifications Intermediate Microsoft Office skills required; advanced skills preferred. Knowledge of standard concepts, practices and procedures within the field of energy‑trading credit risk management and research. Knowledge of trade finance and borrowing base credit facility reporting concepts. Strong analytical, problem solving and critical thinking skills. Excellent written and verbal communication and listening skills. Ability to prioritize, execute tasks and meet deadlines. Ability to take initiative and work independently and within a team environment. Financial acumen and ability to read and interpret financial statements prepared in accordance with US GAAP and IFRS. Strong customer service and teamwork orientation. Ability to work in a complex, dynamic environment This position requires candidates to be legally authorized to work in the United States without employer sponsorship We are seeking applicants with a local presence in Houston, Texas, or the surrounding communities. Additional Information Nation-wide Medical Plan/Dental/Vision 401(k) and Flexible Spending Accounts Employee Fuel Discount Adoption Assistance Tuition Reimbursement Onsite Gym and Cafeteria Weekly Pay All your information will be kept confidential according to EEO guidelines #J-18808-Ljbffr