Senior Credit Risk Analyst

To support credit expansion initiatives, the full-time remote Senior Credit Risk Analyst will build credit underwriting models and strategies, optimize risk thresholds, and apply quantitative analytics to enhance customer experience and mitigate fraud risk. Key responsibilities Utilize proprietary and third-party data to reduce loss rates and improve customer experience Optimize risk thresholds, policies, and strategies to expand member access to credit products Design, run, and analyze experiments across credit products while building dashboards to monitor performance Required qualifications Bachelor's degree in Engineering, Math, Finance, or a quantitative discipline; Master's is a plus 3-5 years of analytical experience in a credit risk role, preferably in a FinTech environment Experience designing compliant lending products with knowledge of US state and federal regulations Proficiency in SQL, Python, or other statistical modeling tools, along with advanced Microsoft Excel skills Familiarity with A/B testing and experience adopting AI tools in work processes