Loan Officer

Duties and Responsibilities (including but not limited to): Maintain current loan portfolio and develop new clients and business opportunities. Structure, underwrite and present loan requests in accordance with loan policies and procedures. Negotiate loan terms and conditions, and structure credit with recommendations for improving access to credit and capital. Lead loan department in meeting annual loan goals and target. Maintain a quality loan portfolio and meet loan delinquency goals. Identify problem loans and recommend workout options. Prepare required loan reports in a timely manner and present to management. Utilize sales and marketing expertise or techniques to build a portfolio of prospective clients. Develop and maintain extensive knowledge of bank loan products and services. Training will be provided. Actively participate in networking functions and events when assigned to enhance the bank’s visibility in the market. Other duties as assigned from time to time. General Requirements and Skills: College degree in business, finance, economics or related fields preferred. Minimum of two (2) years experience in commercial, residential, or consumer lending. Excellent analytical and critical thinking skills are needed to underwrite and monitor loans. Ability to comprehend and explain loan products and services. Personable with strong management and organizational skills. Excellent written and verbal communication skills. Research and strong analytical skills. Computer skills required. Proficiency in spreadsheets and word processing applications. Goal oriented with demonstrated commitment to professional development. Excellent negotiation and presentation skills. Demonstrates high ethical standards and personal integrity. Salaries and Benefits: Attractive compensation and benefits package to be negotiated based on experience and qualifications. Duty Station: Guam, U.S.A #J-18808-Ljbffr