Financial Analyst

Description Financial Analyst Benefit Highlights Hybrid work schedule (three days in office and two remote) Paid vacation, personal, sick, holiday, volunteer & birthday time off 401(k) with 6% match and 4% profit-sharing contribution Top-notch health insurance, dental, and vision HSA, Flexible spending plans, life insurance, and short-term/long-term disability coverage Starting Wage:

$54,512/year, based on experience Location:

Kalamazoo, MI About The Role The Financial Analyst helps drive Arbor's financial success by transforming complex financial and statistical data into actionable recommendations that support growth, profitability, and strategic initiatives. This role collaborates with leaders, departments, and external partners to position the credit union for long-term success while enhancing the financial wellbeing of our members. Where You’re Headed Grow right where you are – opportunities for promotion to Senior Financial Analyst are available. You’ll also build valuable experience that can open doors to future leadership roles in Payment Systems, Card Services, or Accounting. What You’ll Do Analyze financial, statistical, and industry data to identify trends, develop forecasts, and provide recommendations that support strategic decision-making Prepare and maintain financial analyses, budgets, and recurring reports/processes Monitor and support the credit union's asset liability management, investment portfolio, liquidity, and overall financial performance Conduct financial modeling, ratio analysis, what-if analyses, and competitive market research to help guide pricing and business decisions Present financial insights, findings, and recommendations to leadership Partner with internal departments (including cross-functional initiatives), vendors, auditors, and external partners Maintain compliance with applicable regulations, policies, and reporting requirements Is This You? Bachelor's degree in accounting or equivalent combination of education and experience 3+ years accounting-related experience, with strong accounting knowledge Financial services industry experience Ability to synthesize information into clear, concise recommendations Results orientation with strong organization, prioritization, project management, problem solving, and analytical skills Excellent oral and written communication skills Strong interpersonal and relationship-building skills, with ability to effectively manage vendor relationships Professionalism in conduct, communication, and appearance Ability to be bonded Preferred But Not Required:

Payment systems and card services knowledge; experience with CECL, ALM, profitability analysis, investment or regulatory reporting Why Join Arbor? For over 90 years, Arbor Financial Credit Union has helped members and employees thrive. We’ve built a workplace grounded in our core values: Work Together, Do the Right Thing, Be Creative, and Have Fun. Here, you’ll enjoy meaningful work, growth opportunities, caring teams, and great benefits. Visit our website to discover what makes us exceptional and apply in minutes: