Valuation Analyst

Job Description

Job Description

Valuation Analyst Help us underwrite faster and smarter — where appraisal expertise meets AI.
Location: Hybrid — within driving distance of our West Hartford, CT office (CT, MA, RI)
Reports To: Director of Operations
Salary: $80,000 – $100,000 About New Silver New Silver is a tech-enabled private lender financing fix-and-flip, DSCR rental, bridge, and ground-up construction loans for real estate investors across the U.S. We pair data and AI with high-touch service to deliver the fastest approvals in the industry — without sacrificing credit discipline.
We are a two-time Inc. Magazine Regionals Award winner, headquartered in West Hartford, CT, with a global team. Our motto: Financing Outside The Box. The Role We are hiring a Valuation Analyst to own the property valuation function across our bridge, fix-and-flip, DSCR, and construction loan products. You will review residential appraisals, validate values against the market, push back on appraisers when the numbers do not hold up, and help structure loans that fit our credit box.
This is not a traditional underwriting seat. You will be the person who decides whether the collateral story is real — and you will use AI and modern valuation tools to do it faster than anyone else in the industry. What You'll Do Review and validate appraisals

• Review residential appraisals for accuracy, comparable selection, and lending suitability
• Analyze as-is value, after-repair value (ARV), renovation scope, and market comps
• Cross-check valuations using MLS, HouseCanary, county records, AVMs, and broker opinions

• Engage directly with appraisers when values look off — request reconsiderations, challenge weak comps, and negotiate adjustments backed by data
• Maintain quality standards across our appraiser panel and flag recurring issues

• Translate valuation conclusions into LTV, LTC, and ARV-LTV recommendations aligned with New Silver's credit policy
• Partner with Underwriting, Sales, Construction Draw, and Operations to clear collateral conditions and get loans to close
• Assess exit scenarios and collateral positioning for fix-and-flip and rental products

• Use AI tools to automate comp research, appraisal review, and document summarization
• Develop scalable valuation workflows and QC processes that compress turn times without compromising risk discipline
• Identify opportunities to remove manual work across the valuation pipeline

• 2–5+ years in residential valuation, appraisal review, underwriting, or collateral analysis
• Strong command of residential appraisal methodology and valuation principles
• Hands-on experience with MLS, HouseCanary (or similar AVM/valuation platforms), and county records
• Comfort working with AI tools, automation platforms, or data workflows — or genuine excitement to learn
• Sharp analytical instincts, attention to detail, and the confidence to push back on an appraiser when the file warrants it
• Experience with fix-and-flip, DSCR, bridge, or construction loan valuations is a plus
• Appraiser license or formal appraisal background is a plus, not required
• Advanced Excel / Google Sheets
• Located within driving distance of West Hartford, CT for periodic in-person collaboration

• Real ownership of a function that drives every loan we close
• A small, fast-moving team that ships — no bureaucracy, no committees
• First-class access to AI tooling and a mandate to use it
• Unlimited vacation and sick days
• Clear path to senior and leadership roles as we scale

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