Financial Analyst - Real Estate & Debt Management

Company Description

Uncommon Schools is a nonprofit network of high-performing public charter schools dedicated to providing an exceptional K-12 education in economically disadvantaged communities. Operating in Boston, Camden, New York City, Newark, and Rochester, we are committed to closing the college completion gap and preparing every student for college and beyond. Our students consistently exceed national benchmarks , reflecting our dedication to their success. We invest deeply in our educators , offering weekly coaching, feedback, and professional development to ensure excellence in teaching and leadership. Join us to work hard, do good, and make a lasting difference!

Job Description

The Financial Analyst for Real Estate and Debt Management plays a vital role in supporting our Home Office financial operations, focusing heavily on real estate analysis, modeling, and bond financing. In this role, you will help secure and manage the capital needed to maintain and expand our school facilities, ensuring our financial planning aligns with long-term goals while meeting compliance standards. Your work directly impacts our organizational stability by managing complex debt portfolios and executing strategic financial tracking. You will partner closely with internal teams, including Accounting, as well as external advisors and stakeholders to guide financing strategies and drive critical decisions.

Responsibilities

Debt Management & Compliance

• Act as the primary owner for all real estate financing and debt management workstreams.
• Maintain a comprehensive and organized database for all bond documents, resolutions, and certificates.
• Manage and execute all ongoing debt compliance reporting requirements.
• Design and implement scalable systems to accurately track and monitor debt covenants.

Financial Modeling & Analysis

• Build, design, and maintain long-term forecasting models for the debt portfolio and organizational cash flow.
• Coordinate directly with the Accounting team to prepare and update amortization and debt payment schedules.
• Support the annual budget development process by forecasting anticipated cash outflows related to real estate and debt.

Real Estate Financing Execution

• Support the execution of debt financings through detailed modeling, data gathering, and coordination with involved parties.
• Prepare detailed analysis and essential documentation required for financing strategies, due diligence, and final execution.
• Organize and manage all required due diligence materials to ensure successful and timely financing closings.
• Conduct thorough market research and pricing analysis to evaluate future financing and refinancing opportunities.

Stakeholder Support & Collaboration

• Develop clear, insightful materials for the Finance Committee and board members regarding bond and real estate financing.
• Collaborate with internal teams and external advisors to keep projects moving forward and successfully meet deadlines.
• Support various ongoing real estate initiatives and partner with team members on ad hoc financial projects.

Qualifications

Required Qualifications

• 1–2 years of relevant experience.
• Bachelor's degree in Finance, Accounting, or Business.
• Proficiency in Excel with the ability to build and update debt portfolio models, cash flow forecasts, and amortization schedules.
• Solid understanding of core finance principles.
• Experience gathering data and organizing complex documentation for financial transactions.
• Strong analytical and problem-solving skills, with the ability to break down complex questions and propose practical recommendations.
• Demonstrated ownership mindset with the ability to work independently and see tasks through end-to-end.
• Clear written and verbal communication skills.
• Collaborative team player who builds trust and works effectively across different functions.
• Strong general technology fluency, including Microsoft 365, Excel, and modern collaboration tools.

Preferred Qualifications

• Familiarity with debt structures relevant to non-profit organizations, such as tax-exempt bonds, New Markets Tax Credits, or Community Development Financial Institutions.
• Interest in learning and applying automation or AI-enabled tools to improve financial analysis.

Physical Requirements

• Minimal physical demands; ability to sit at a desk for prolonged periods.

Additional Information

Our people are what make us Uncommon. We offer competitive compensation and comprehensive benefits that support the personal health, wellness, and finances of our staff and their families. Our compensation philosophy values equity & fairness and attracting & retaining top talent.

Compensation for this position

The full compensation range for this role is $67,300 - $79,200. Typically, new hires who fully meet all qualifications listed in the job description will start at $71,300. Starting compensation below this reflects candidates with less experience or qualifications. Offers near the top end of the range are reserved for candidates who significantly exceed the qualifications, bringing extensive experience and specialized expertise beyond what is listed.

Compensation determinations consider relevant professional experience and tenure with Uncommon Schools. Additionally, because we value internal growth and tenure, current staff members are not subject to salary caps within this range.

Benefit Highlights:

• 19 days of paid time off
• 3 weeks of paid Winter and Summer org-wide holidays
• Comprehensive Health, Dental, and Vision insurance plans
• 403(b) retirement savings program + employer match
• Paid leave of absence options (parental, medical, disability, etc.)
• Mental health and counseling support + wellness benefits
• Pre-tax flexible spending, dependent care, and health saving accounts

*A detailed list of all benefits is located HERE.

At Uncommon, we believe that a supportive and welcoming environment helps our students, staff, and community thrive. We are dedicated to building a team that brings a wide range of perspectives and experiences, reflective of the communities we serve---with over 70% of our staff identifying as people of color. Our organization values respect and open dialogue on important topics that shape our school culture.

As an equal opportunity employer, Uncommon provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. We also ensure that individuals with disabilities receive all privileges and benefits associated with employment and are provided reasonable accommodations for the interview process and to perform core job functions. If you would like to request an accommodation, please email .

Hiring Start Time: Immediate Start (Home Office)HO Team: Financial Management Compensation: USD 67300 - USD 79200 - yearly