Personal Lines Underwriter

Auto‑Owners Insurance is seeking a motivated underwriting trainee to join our team. The role applies insurance coverage rules and guidelines to the underwriting decision‑making process according to the company’s philosophy. Responsibilities Learn various insurance coverages and contracts along with company philosophy and procedures to make underwriting decisions. Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use. Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment. Analyze loss experience, financial conditions, and physical characteristics of risks. Acquire a working knowledge of supporting sections of the underwriting department. Effectively communicate with independent agents and other associates through verbal and/or written means. Participate in and successfully complete the company underwriter training program. Qualifications Bachelor’s degree or direct equivalent experience in property/casualty underwriting. Ability to organize data, multi‑task, and make decisions independently. Above average written and verbal communication skills. Ability to write reports and compose correspondence. Ability to resolve complex issues. Continual development of product knowledge through educational programs. Benefits Competitive base salary with bonus programs. Matched 401(k) and fully‑funded pension plan (once vested). Generous paid time off, including holidays, vacation days, personal time, and sick leave. Structured training program and employee mentoring. Equal Employment Opportunity Auto‑Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity, or national origin, or any factor contrary to federal, state or local law. The ability to work in the U.S. without current or future sponsorship is a requirement. #J-18808-Ljbffr