Commercial Banker
$95k - $283.5kS&T Bancorp Inc
Commercial Banking Manager
Location: 2 North Church Street West Chester, PA 19380 Hours: Monday - Thursday: 9:00 am - 4:00 pm Friday: 9:00 am - 6:00 pm (Must be flexible around branch hours)
Function: Assumes responsibility for highly complex activity for commercial banking and has a direct responsibility for banking relationships with assigned customers and prospective commercial customers.
Duties and Responsibilities:
- Interviews customers and prospective customers and prepares documentation for commercial loans including:
- Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
- Maintaining aggressive commercial calling program for new and existing customers.
- Assisting other Bankers in governmental lending programs.
- Attending and participating in community affairs to promote the bank's image.
- Reviews final loan documentation to determine appropriate recommendations.
- Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers.
- Carries out a variety of business development activities to identify bank prospects.
- Ensures compliance with existing loan policies and procedures and assists in policy development and modification.
- Works with customers to establish personalized Treasury Management services according to the customer's needs.
- Receives and responds to various customer questions and solves customer problems.
- Reviews Collateral Protection Reports and determines appropriate course of action.
- Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, Credit quality related report reviews
- Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.
- Contacts delinquent loan customers.
- Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
- Assumes additional responsibilities as required.
Physical Demands / Work Environment: Requires the use of manual dexterity skills for typing up to 25% of the business day. Specific vision requirements include close vision of 18"-20", distance vision and depth perception for computer work and travel. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
Salary Range: $95,000.00 - $283,500.00
$95k - $283.5k
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