Credit Risk Manager

Calling all innovators - find your future at Fiserv. We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day – quickly, reliably, and securely. Whenever you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv. Credit Risk Manager The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle of the firm’s products and services. This is an exciting and fast‑paced organization where your contributions as a Sr Credit Risk Manager can significantly impact Fiserv’s bottom line. Manage a portfolio of merchant accounts in the high‑risk and high‑volume segment, including but not limited to travel, furniture, e‑commerce, membership, consumer discretionary sectors, etc. in the middle market and enterprise space. Prepare and present reporting for senior leaders with a focus on key merchant/industry KPIs including liquidity, leverage, financial performance, processing performance, key competitors, emerging risks, macro impacts, regulatory risks, compliance risks, etc. Determine appropriate risk mitigation strategies for problematic accounts – collateral actions, exit strategies, contract restructurings, etc. Engage with internal and external stakeholders in legal, relationship management, chargeback operations, bank partners, etc. to drive actions forward in a timely fashion to ultimately prevent/mitigate credit losses to Fiserv. Basic Qualifications for Consideration Willingness to roll up the sleeves to dive into details as a solo contributor or as part of a team and share knowledge with colleagues. Must be an organized, intuitive, and analytical thinker, with the ability to perform detailed credit and data analysis in a fast‑paced environment. Strong written, oral, and interpersonal skills a must, including a strong ability to explain and/or present analysis to senior management, bank partners, external stakeholders, legal and ultimately our merchants. Strong business judgement with demonstrated ability to think strategically and creatively. Excellent negotiation and selling skills. Strong teamwork skills. Must be timely with tasks and proactive by seeking out solutions and problem resolution. Proficiency in PowerPoint, Excel, Word and comfortable learning and aiding in developing new internal systems. Preferred Skills, Experience, and Education Preferred Education: Bachelor’s degree in Business Management, Finance, Economics, Statistics or related quantitative discipline. Preferred Experience: 2+ years of proven credit risk / underwriting experience in SMB, Middle Market, Corporate Bank Lending or Merchant Acquiring risk reviews. Required Language Skill Bi‑lingual – English and French Salary Range $55,000.00 – $92,400.00 These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ. It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran. This position is not eligible for an annual incentive opportunity and is also not eligible to earn commissions. Our commitment to Equal Opportunity Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law. If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact View email address on click.appcast.io. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv’s Disability Accommodation Policy for additional information. #J-18808-Ljbffr Shoptalk