Senior Portfolio Manager, CRE

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”Why join us?An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years)Competitive pay and annual discretionary bonus eligibleComprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a fewFamily-friendly work hoursPromote from within cultureThe Senior Portfolio Manager, CRE will assist and manage a portfolio of commercial real estate credits/relationships in a fast-paced, regulated environment. The ideal candidate is initiative-taking, has strong analytical and writing skills, and can multi-task across job functions, various client needs and competing bank priorities. What You’ll DoProvide accurate financial analysis, profitability, and risk assessment to make lending decisions on new, renewal and extension loans for the following asset types: multifamily, office, medical office, industrial, retail, and self-storageCreate comprehensive, detailed, and thoughtful opportunity memos and full credit approvals for new business clients which will include client and sponsors’ background, history, market experience and global real estate portfolioIndependently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of creditOversee documentation and ongoing monitoring of asset and client performanceWork with relationship managers and loan administration to facilitate loan closings, modifications, and renewalsProactively manage covenant compliance testing for existing clients and new clients on an ongoing basisReview and process construction draws in conjunction with the construction loan administration department, title company and borrowerWork with external and internal business partners on review of deal related legal documentsDevelop a working knowledge of credit/loan policy for credit requests and exceptionsReview credit approval memorandums and attorney-prepared loan documents for new and renewed loans to ensure compliance and adherence to the loan approval guidelinesInteract with lending staff, deal teams and clients in a welcoming and professional mannerQualificationsBachelor’s degree (Business, Finance, Accounting or Economics preferred)Strong understanding of general credit and risk principles, and banking policies/procedures; formal bank credit training is preferredMinimum 6 years’ commercial real estate credit, portfolio management and/or commercial lending experienceStrong analytical and business writing skillsExperience with cash flow modeling, lease abstracting and financial statement analysisGood interpersonal skills with internal partners, counsel, clients and senior managementAccounting and finance knowledge, as well as knowledge of real estate fundamentals and conceptsBenefitsMedical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet InsuranceCompensationThe estimated salary range for this role is $98,000-$132,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.#LI-AC1From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.SummaryLocation: Hartland, WIType: Full time