Alternative Risk Consultant

Kansas City, Missouri, United States of America At Lockton, we’re passionate about helping our people achieve their ultimate potential. Our people are curious, action-oriented and always striving to make ourselves and those around us better. We’re active listeners working to ensure understanding and problem solvers developing innovative solutions. If you can see yourself delivering excellent service to clients, giving back to our communities and being a part of our caring culture, you belong here. The Consultant will support the development, analysis, and execution of customized alternative risk and risk financing solutions for complex clients across industries. This role is designed for a highly analytical and commercially minded professional with experience in insurance, reinsurance, captive consulting, structured risk, finance, or related disciplines. The Consultant will work across the full Alternative Risk Solutions platform, supporting client strategy, program design, market execution, and internal practice development. This is a broad exposure role intended to develop deep expertise across: Captive consulting Parametric insurance Structured risk solutions Fronting and collateral strategies Alternative risk financing structures The ideal candidate is intellectually curious, collaborative, and excited to help build innovative solutions in a fast-growing practice. Key Responsibilities Client Advisory & Solution Development Support the design and execution of alternative risk and risk financing solutions for clients across multiple industries Assist in evaluating client exposures, risk retention strategies, and financing alternatives Participate in client meetings, strategy discussions, and program presentations Help develop customized solutions tailored to client operational and financial objectives Program Structuring & Analytics Captive programs Parametric solutions Structured and aggregate risk programs Fronting and collateral arrangements Coordinate with actuarial, finance, accounting, and underwriting partners to support solution design Prepare financial analyses, benchmarking materials, and program comparisons Market Engagement Insurers Reinsurers Fronting carriers Parametric and alternative capital providers Assist with submission preparation, market communication, and negotiation support Cross-Platform Collaboration Work across all products within the Alternative Risk Solutions Practice rather than specializing in a single line Collaborate closely with producers, brokers, analytics teams, and senior consultants across Lockton Contribute to integrated client strategies that combine multiple alternative risk solutions Practice Development Market research Thought leadership Product development Internal education and training materials Help maintain awareness of emerging trends in alternative risk, structured solutions, and risk financing markets Qualifications Approximately 5–8 years of experience in: Insurance or reinsurance Captive consulting Structured risk / ART Risk financing Brokerage or underwriting Finance or accounting advisory related to risk transfer Strong analytical and problem-solving capabilities Ability to synthesize technical concepts into clear business recommendations Excellent communication and presentation skills Preferred Knowledge Areas Exposure to or interest in: Captive structures and feasibility analysis Parametric insurance concepts Structured or aggregate risk programs Reinsurance markets and risk transfer mechanics Financial modeling and capital optimization strategies Leadership & Professional Traits Collaborative and team-oriented Highly organized and execution-focused Curious, adaptable, and eager to learn across multiple disciplines Comfortable operating in a fast-paced, entrepreneurial environment Strong attention to detail with a client-service mindset Career Opportunity This role offers the opportunity to gain broad exposure across the evolving alternative risk marketplace while working directly with senior leaders, complex clients, and innovative risk financing structures. The Consultant will play an important role in helping build and scale Lockton’s Alternative Risk Solutions Practice and will have significant opportunities for growth, specialization, and leadership development over time. Equal Opportunity Statement Lockton Companies is proud to provide everyone an equal opportunity to grow and advance. We are committed to an inclusive culture and environment where our people, clients and communities are treated with respect and dignity. At Lockton, supporting diversity, equity and inclusion is ingrained in our values, and we believe that we are at our best when we fully embrace everyone. We strive to cultivate a caring culture that learns from, celebrates and thrives because of our breadth of differences. As such, we recognize that recruiting, developing and retaining people with diverse backgrounds and experiences is vital and enabling our people to thrive personally and professionally is critical to our long‑term success. How We Will Support You At Lockton, we empower you to be true to yourself in all that you do. Your success is our success, and we provide opportunities to help you grow and create a rewarding career path, however you envision it. We are ready to meet you where you are today, and as your needs change over time. In addition to industry-leading health insurance, we offer additional options to support your overall health and wellbeing. Any Employment Agency, person or entity that submits an unsolicited resume to this site does so with the understanding that the applicant’s resume will become the property of Lockton Companies, Inc. Lockton Companies will have the right to hire that applicant at its discretion and without any fee owed to the submitting Employment Agency, person or entity. Employment Agencies, who have fee Agreements with Lockton Companies must submit applicants to the designated Lockton Companies Employment Coordinator to be eligible for placement fees. #J-18808-Ljbffr Lockton Companies