CREDIT BUREAU ANALYST

We are on a mission to provide innovative working capital solutions to small and medium size businesses throughout the United States, Canada, and the United Kingdom. A steady cash flow can change the course of a business and help a company define its future, promote growth, and impact the bottom line! As a leading provider of innovative funding solutions for small to medium sized businesses, we are one of the fastest growing companies in the industry. Through our Commercial Finance, Freight Factoring and ABL divisions, eCapital offers capital solutions to 80+ industries. We truly love to help our clients grow and this is a position where you can grow too! As a Credit Analyst, you assess the financial health and risk of clients by analyzing financial statements, building models, and supporting funding decisions. You collaborate with internal and external partners, leverage data to inform recommendations, and assist with closing documentation to support timely, well-informed credit decisions. You will be working on the Commercial Finance portfolio. Analyze financial statements of sub-investment grade and unrated companies, with an emphasis on the unrated middle market, and form an investment thesis.

~ Build financial models to support investment thesis.

~ Leverage data and analytical tools to bring quantitative rigor to the funding and decision-making process.

~ Bachelor’s degree or equivalent experience required, preferably in Finance, Accounting or Business.

~3+ years in a financial analysis role focused on investment decision-making and analytics; experience in high yield credit, equity, or private equity investing is ideal.

~ Working knowledge of Microsoft Office: Excel, Word, Outlook, Google Docs and the ability to learn Tableau.

~ Annual Bonus ~ Health, Dental, and Life Benefits ~Abundant professional development opportunities at a growing and thriving alternative Finance company!

Our culture is defined by innovation, scalability, and personalized service. We adapt quickly to changing market conditions and customer needs. Innovation

: We constantly push boundaries to create better solutions for our clients. Join us in revolutionizing how businesses access and manage capital in the digital age. We encourage all qualified candidates to apply, regardless of race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, or veteran status. eCapital uses AI-enabled tools within our applicant tracking system to support resume screening by comparing qualifications to job requirements.