Mortgage Representative - Inside Sales

Mortgage Representative - Inside Sales page is loaded## Mortgage Representative - Inside Salesremote type: Hybrid Positionlocations: Lake Oswego, ORtime type: Full timeposted on: Posted Todayjob requisition id: R81361# **Overview:**Responsible for originating residential mortgage loans and adhering to the requirements of federal registration under the SAFE Act## **Primary Responsibilities:*** Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T. Follow up on potential customers via telephone, fax, and email.* Sell inbound customers to use M&T Mortgage for mortgage financing. Answering initial questions and providing explanation of M&T products. Pre-qualifying customers.* Originates mortgages and coordinates settlements.* Begins mortgage application process in person or over the phone and sends packages to customer for completion. Enters completed applications into the system.* Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk.* Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings.* Negotiates terms and conditions of loan with mortgagor.* Provides timely and complete feedback to sources regarding the disposition of their leads.* Keeps informed of changing rules and regulations.## **Scope of Responsibilities:**Works under general supervision.External contacts may include customers, builders, manufacturers, and realtors.Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.## **Education and Experience Required:**Associate’s degree and a minimum of 2 years mortgage origination and/or customer service experience, or in lieu of a degree a combined minimum of 4 years higher education and/or work experience including a minimum of 2 years mortgage originator and/or customer service experience.## **Education and Experience Preferred:**General PC knowledge and departmental softwareOrganizational skillsSales abilityMathematical skillsAbility to interact with all levels in a professional mannerCustomer Service SkillsKnowledge of products and government regulationsM&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.# **Location**Lake Oswego, Oregon, United States of AmericaGreat companies have an enduring sense of purpose. At M&T, our purpose is a simple one: **make a difference in people’s lives and uplift the communities we serve**. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. #J-18808-Ljbffr M&T Bank Corporation