Director of Lending

Job Description

Job Description

Who We Are...

Our members come from all different walks of life and so do we. We hire great people from a variety of backgrounds in experience and education to make our Credit Union strong. We stand strong in our beliefs of making members' money, saving members' money and saving members' time.

The Director of Lending is responsible for management of the Lending and Collection operations. This role is responsible for implementing department procedures and policies and oversees compliance while maintaining a focus on member service. This position will provide oversight for overall loan management, meet annual strategic growth goals, analyze market trends and recommend product and service improvements. Build and maintain a network of industry contacts, review department policies and procedures to ensure best practices for overall growth and development of the Lending team.

Key Responsibilities:

Lead the Lending team with goal setting and initiatives related to key measurement for loan portfolio management. Prepare and review periodic reporting of the loan portfolio and appropriate ratios to meet established goals including annual budgeting, compliance and risk management. Maintains an understand of products and services along with the industry standard financing to provide sound advice to membership.

Develop and maintain department procedures and policies to support department growth, productivity and performance goals for the Lending team including mentoring, coaching and developing the team through scheduled performance reviews and development of individual team members.

Support strategic goals of the Credit Union partnering with the Operations team to support overall sales growth, efficient loan production and continued member-focused services.

Ensure regulatory compliance of required loan documentation and internal policies with an understanding of underwriting standards.

Actively work to maintain industry related referral sources to support department growth and achieve established goals. Participate in industry training opportunities, community events and board meetings as requested.

Guide procedures of credit practices and risk management of collection activities with a focus on effective resolutions of delinquent accounts. Manage vendor relationships with third-party collection assignments and recoveries with outside representatives. Monitor performance and compile periodic reports related to loan portfolio, delinquency trends and key industry metrics.

Support Audit review requests and support documentation as requested. Maintain compliance with all Federal and State regulations. Support fraud prevention to minimize risk for Credit Union membership.

Perform other duties as assigned to support the department activities.

Qualifications...

Our desired candidate will have 5+ years in financial or lending management position, possess interpersonal and communication skills with a mindset for serving and building member relationships. Demonstrated ability to lead, coach and develop staff with measurable success in production growth. Candidates should possess a strong knowledge of credit risk management, loan documentation and compliance and collection practices. Strong communication, collaboration, and relationship building skills with working knowledge industry products and software applications. Ability to hold NMLS designation.

Associates degree or recognized industry certifications or work experience as equivalent. Bachelor's degree in Finance, Accounting, Operations Management or related field preferred.

This in an in-office position, available for occasional evening/weekend work and work related travel.

The Benefits...

401k Retirement/Matching Program with up to 4% matching

Paid Holidays

Paid Time Off - accrued monthly

Health/Dental/Vision Insurance - eligible 1st of month after 60 days

Life Insurance - eligible 1st of month after 60 days

Disability Insurance - eligible 1st of month after 60 days

Tuition Reimbursement on pre-approved work related coursework

Infant-To-Work Program

Community Volunteer Program

Wellness Program

The Team...

If you share a passion for making an impact in a customer focused environment, submit our resume/application for this role.

We provide equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity , disability, veteran status, or other categories protected by law.

\nCompany Description

W3Global was established in 2006 in Fremont, CA with a vision: simplify the recruiting process and develop an industry-disrupting platform to connect candidates with clients. Our cutting-edge Applicant Tracking System enables us to find the right person for the right job, creating value for job seekers and employers. While W3Global initially focused on IT staffing, we have expanded the business to serve many other industries, including accounting and finance, legal, engineering, human resources, government and more.

We’re proud of the investments we’ve made in our team, having grown from four to 1000 employees and evolving into one of the leading recruitment and staffing solution providers in the industry. Our recruiters and account managers are passionate about connecting qualified professionals with the right positions in small, medium, and large companies.

Our Services
W3Global understands the natural ups and downs of an organization’s staffing needs. We are continuously adapting to industry and economic changes to find the right candidates.

We specialize in placing permanent, direct, contract, and temporary positions for companies of any size. Our recruiting services include sourcing, recruiting, screening, interview management, salary negotiations, training, and onboarding.

We are committed to helping organizations redefine their recruitment process by delivering our SaaS-based proprietary application tracking system software.

Our Expertise
W3Global has been delivering staffing solutions for nearly two decades; we know which recruiting strategies work best. Our expert team is committed to developing a customized solution to fit your company’s unique needs.

As a W3Global client, you’ll also receive personalized assistance from a seasoned team of staffing specialists. We are committed to providing both technical support and industry expertise to simplify the hiring process. We know that your time matters. W3Global will help you streamline the hiring process, getting it done and getting it right.

Company Description

W3Global was established in 2006 in Fremont, CA with a vision: simplify the recruiting process and develop an industry-disrupting platform to connect candidates with clients. Our cutting-edge Applicant Tracking System enables us to find the right person for the right job, creating value for job seekers and employers. While W3Global initially focused on IT staffing, we have expanded the business to serve many other industries, including accounting and finance, legal, engineering, human resources, government and more.\r\n\r\nWe’re proud of the investments we’ve made in our team, having grown from four to 1000 employees and evolving into one of the leading recruitment and staffing solution providers in the industry. Our recruiters and account managers are passionate about connecting qualified professionals with the right positions in small, medium, and large companies.\r\n\r\nOur Services\r\nW3Global understands the natural ups and downs of an organization’s staffing needs. We are continuously adapting to industry and economic changes to find the right candidates.\r\n\r\nWe specialize in placing permanent, direct, contract, and temporary positions for companies of any size. Our recruiting services include sourcing, recruiting, screening, interview management, salary negotiations, training, and onboarding.\r\n\r\nWe are committed to helping organizations redefine their recruitment process by delivering our SaaS-based proprietary application tracking system software.\r\n\r\nOur Expertise\r\nW3Global has been delivering staffing solutions for nearly two decades; we know which recruiting strategies work best. Our expert team is committed to developing a customized solution to fit your company’s unique needs.\r\n\r\nAs a W3Global client, you’ll also receive personalized assistance from a seasoned team of staffing specialists. We are committed to providing both technical support and industry expertise to simplify the hiring process. We know that your time matters. W3Global will help you streamline the hiring process, getting it done and getting it right.